CCertihomes
234 Lake Shore Drive N, Milford, NY 12116

$249,000

2 beds 1 baths 1,000 sqft Built 19600 days on marketActive

About this home

Cozy cottage in Goodyear Lake community on nice level lot complete with detached garage with canoe and kayak(red kayak not included) shed, fire pit and lake access just across the street! Convenient access to the lake for boating, fishing, kayaking or swimming. This 2 bedroom, 1 bath has laundry room with washer and dryer, newer water heater, 100 amp electric, newer appliances and can be sold furnished. It is the perfect getaway or Air Bnb property, money maker with strong summer rental history and just 10 minutes to Oneonta with shopping and eateries, 15 minutes to Cooperstown.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,521/mo

Real estate (PITI + HOA + PMI)
$2,093
Principal + interest$1,598
Property tax + insurance$399
HOA$3
PMI / 2nd mortgage$93
Utilities
$871
Heating + cooling$289
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$2,521/mo TLC
Budget$5,000/mo
Remaining after TLC$2,479/mo
Purchase price
$249,000
Down payment
$12,450 (5%)
Loan amount
$236,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Bungalow
Year built
1960
Lot size
0.24 ac
Stories
1
Heating
Electric, WallFurnace
Cooling
WindowUnits
Water
Well
HOA
$3 / Annually
Annual tax
$1,600
MLS #
R1619968
County
Otsego

At a glance

Air conditioning
Garage (1)

Home features

Appliances
DryerElectricWaterHeaterGasOvenGasRangeRefrigeratorWasher
Interior
CeilingFansEatInKitchenSeparateFormalLivingRoomPullDownAtticStairsPartiallyFurnishedBedroomOnMainLevel
Exterior
BlacktopDrivewayDeckPropaneTankOwned
Parking
DetachedGarage
Flooring
Hardwood, Tile, Varies
Roof
Architectural, Shingle
Sewer
SepticTank

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 12116

MetricThis ZIPCountyUSA
Population93319,351,094299,088,112
Population Change Since19908.00%8.00%20.00%
Population Density26395
Male4549,381,926147,432,321
Female4809,969,168151,655,844
Never Married1724,946,39163,775,926
Married3967,166,701123,120,365
Separated1041,159,67312,639,686
Widowed791,110,24515,467,586
Divorced431,210,44823,075,029
Number Of House Hold3037,102,016111,826,380
Average House Hold Size2.682.642.60
Medial Age41.9436.5335.46
Median House Hold Income$42,120$49,847$48,276
Average House Hold Income$53,224$70,032$63,629
P C I$18,808$26,569$24,529
M D I$36,730$42,210$41,133
A T H E$45,615$54,185$50,898
S T R8.00%4.00%
W C J80.83%81.55%77.74%
(Zip) Code
12116

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/3/2025. Provided courtesy of Keller Williams Realty Hudson Valley North via Buffalo MLS. Information deemed reliable but not guaranteed.