20 W Liberty Street, St Johnsville, NY 13452
$46,500
3 beds 2 baths 2,814 sqft Built 180028 days on marketActive
About this home
This is a Fannie Mae HomePath property! Multi-family home with old world charm. Situated on a quiet and spacious lot, located close to your needed amenities. Each unit offers a nice open floor plan allowing lots of natural light to flow throughout. Dont miss it!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$1,573/mo
- Real estate (PITI + HOA + PMI)
- $683
- Utilities
- $1,671
- Transportation
- $0
- Other (entertainment)
- $143
Principal + interest$298
Property tax + insurance$368
PMI / 2nd mortgage$17
Heating + cooling$706
Internet + TV + phone$143
Water + sewer + garbage$58
Budget$5,000/mo
Remaining after TLC$3,427/mo
Purchase price
$46,500
Down payment
$2,325 (5%)
Loan amount
$44,175
APR
7.15%
Quick facts
Type
MultiFamily
Style
—
Year built
1800
Lot size
—
Stories
2
Heating
Other, SeeRemarks, ForcedAir
Cooling
—
Water
NotConnected, Public
HOA
—
Annual tax
$2,500
MLS #
R1619977
County
Montgomery
At a glance
Basement
Home features
Appliances
SeeRemarksWaterHeater
Parking
TwoOrMoreSpaces
Flooring
Other, SeeRemarks
Lot features
Rectangular, RectangularLot, ResidentialLot
Neighborhood — 13452
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 4,095 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -8.00% | 8.00% | 20.00% |
| Population Density | 50 | 395 | — |
| Male | 2,017 | 9,381,926 | 147,432,321 |
| Female | 2,078 | 9,969,168 | 151,655,844 |
| Never Married | 832 | 4,946,391 | 63,775,926 |
| Married | 1,726 | 7,166,701 | 123,120,365 |
| Separated | 210 | 1,159,673 | 12,639,686 |
| Widowed | 344 | 1,110,245 | 15,467,586 |
| Divorced | 256 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 1,546 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.57 | 2.64 | 2.60 |
| Medial Age | 39.76 | 36.53 | 35.46 |
| Median House Hold Income | $35,048 | $49,847 | $48,276 |
| Average House Hold Income | $39,433 | $70,032 | $63,629 |
| P C I | $15,370 | $26,569 | $24,529 |
| M D I | $30,905 | $42,210 | $41,133 |
| A T H E | $37,533 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 75.78% | 81.55% | 77.74% |
(Zip) Code
13452
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 7/3/2025. Provided courtesy of Hunt Real Estate ERA/Columbus via Buffalo MLS. Information deemed reliable but not guaranteed.