CCertihomes
4970 State Route 8, Ohio, NY 13324

$568,900

3 beds 3 baths 1,984 sqft Built 198722 days on marketActive

About this home

4970 State Route 8, Cold Brook, NY? Welcome to a one-of-a-kind Adirondack retreat nestled on 40 private acres with over 3, 300 feet of frontage on the scenic West Canada Creek. This custom contemporary home, originally built in 1987 with a thoughtful addition in 2005, combines modern comfort with rustic charm—perfectly situated within the heart of the Adirondack Park. Step inside to the open concept and a warm, inviting living space anchored by both a gas and wood-burning fireplace, creating ambiance and comfort through the seasons. The first-floor primary suite is a sanctuary of its own, complete with an attached screened-in porch that brings the outdoors in. With 3 bedrooms, 2.5 baths, and a finished basement featuring oak floors, there’s no shortage of space to relax or entertain. Outdoors, this secluded wooded parcel offers endless recreation with 2 miles of private trails ideal for walking, snowmobiling, or 4-wheeling—plus easy access to the regional snowmobile trail network. A charming log cabin near the creek provides a rustic getaway for guests or quiet reflection. Supporting structures include an attached garage, an 1, 100 sq ft heated pole barn, a 1, 560 sq ft unheated barn with an attached greenhouse—ideal for hobbies, storage, or homesteading potential. The property is equipped with a full-time propane system, with backup electric and oil-fired options, plus a permanent generator for peace of mind. Fiber optic internet is connected for modern convenience. This rare offering delivers a harmonious blend of privacy, wilderness, and comfort—all just a short drive to nearby towns and Adirondack adventures.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,317/mo

Real estate (PITI + HOA + PMI)
$4,742
Principal + interest$3,650
Property tax + insurance$879
PMI / 2nd mortgage$213
Utilities
$1,381
Heating + cooling$535
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$5,317/mo TLC
Budget$5,817/mo
Remaining after TLC$500/mo
Purchase price
$568,900
Down payment
$28,445 (5%)
Loan amount
$540,455
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Contemporary
Year built
1987
Lot size
40 ac
Stories
2
Heating
Electric, Propane, Oil, ForcedAir, MultipleHeatingUnits
Cooling
CentralAir
Water
Well
HOA
Annual tax
$3,462
MLS #
S1619461
County
Herkimer

At a glance

Air conditioning
Fireplace
Basement
Garage (6)

Home features

Appliances
DryerDishwasherExhaustFanElectricOvenElectricRangeElectricWaterHeaterRangeHoodWasher
Interior
CeilingFansCathedralCeilingsEntranceFoyerEatInKitchenSeparateFormalLivingRoomHomeOfficeSkylightsNaturalWoodworkBedroomOnMainLevelBathInPrimaryBedroomMainLevelPrimaryPrimarySuiteWorkshop
Exterior
DeckFenceGravelDrivewayPorchPrivateYardSeeRemarksPropaneTankLeased
Parking
AttachedElectricityGarageHeatedGarageWorkshopInGarage
Flooring
CeramicTile, Hardwood, LuxuryVinyl, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

IrregularLot, Secluded, Wooded

Neighborhood — 13324

MetricThis ZIPCountyUSA
Population1,24619,351,094299,088,112
Population Change Since19908.00%8.00%20.00%
Population Density5395
Male6489,381,926147,432,321
Female5989,969,168151,655,844
Never Married2384,946,39163,775,926
Married5827,166,701123,120,365
Separated461,159,67312,639,686
Widowed551,110,24515,467,586
Divorced1011,210,44823,075,029
Number Of House Hold4707,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age38.4136.5335.46
Median House Hold Income$31,828$49,847$48,276
Average House Hold Income$42,671$70,032$63,629
P C I$16,114$26,569$24,529
M D I$28,683$42,210$41,133
A T H E$39,450$54,185$50,898
S T R8.00%4.00%
W C J84.09%81.55%77.74%
(Zip) Code
13324

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/5/2025. Provided courtesy of Benn Realty-Remsen via Buffalo MLS. Information deemed reliable but not guaranteed.