CCertihomes
124 Duffy Street, Watertown City, NY 13601

$99,000

3 beds 1 baths 825 sqft Built 19200 days on marketActive

About this home

This three bedroom one bath home sits on a cozy street just off of bustling arsenal street. Walking distance from a multitude of restaurants and businesses, with the Salmon Run Mall is just up the road! The first floor bedroom has the potential of being converted into an office, or second bathroom, while the backyard has room to play! Furnace and water heater have been updated within the past five to ten years, and utilities include City water and sewer, with National Grid electric and natural gas. Come check it out today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,376/mo

Real estate (PITI + HOA + PMI)
$922
Principal + interest$635
Property tax + insurance$250
PMI / 2nd mortgage$37
Utilities
$799
Heating + cooling$250
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,376/mo TLC
Budget$5,000/mo
Remaining after TLC$3,624/mo
Purchase price
$99,000
Down payment
$4,950 (5%)
Loan amount
$94,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1920
Lot size
0.15 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$1,519
MLS #
S1616414
County
Jefferson

At a glance

Basement

Home features

Appliances
ElectricWaterHeaterGasOvenGasRangeRefrigerator
Interior
BreakfastBarSeparateFormalDiningRoomSeparateFormalLivingRoomBedroomOnMainLevel
Exterior
BlacktopDrivewayEnclosedPorchPorch
Parking
NoGarage
Flooring
Carpet, Laminate, Varies, Vinyl
Roof
Metal
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/5/2025. Provided courtesy of Northern Beginnings Realty LLC via Buffalo MLS. Information deemed reliable but not guaranteed.