$269,000
About this home
***$5, 000 Price Improvement***Welcome to 31 Cedar St, Oneonta, NY 13820, nestled in the heart of Otsego County. This multi-family property is set on 0.19 acres offering a total of 8 bedrooms and 4 full bathrooms across two spacious units. Unit One features 4 bedrooms and 2 full bathrooms on the main floor, while Unit Two boasts 4 bedrooms and 2 full bathrooms on the upper level. With two fully equipped kitchens, complete with refrigerators, dishwashers, and stoves, preparing meals for family and friends will be a delight. Each unit also includes the convenience of a washer and dryer hookups. Step outside to enjoy the fresh air on the large front porch, perfect for relaxing or catching up with neighbors. Located just minutes away from SUNY Oneonta and Hartwick College, this property is an ideal investment opportunity for student housing or rental income. Downtown Oneonta beckons with its array of restaurants, bars, and entertainment options, ensuring there's always something exciting to experience nearby. The vibrant community offers a host of attractions, from cultural events to outdoor adventures, catering to every taste and interest. For a change of scenery, Albany is a short drive away, approximately 75 minutes from your doorstep. If you're a fan of baseball or simply enjoy a quaint village atmosphere, Cooperstown is also within easy reach, just 30 minutes away. If city life calls, the George Washington Bridge-and the heart of NYC-is under a 3-hour drive away. 31 Cedar St presents a rare opportunity to own an established and inviting property in a desirable location. Don't miss your chance to make this delightful multi-family home your own slice of comfort and convenience in beautiful Otsego County.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
- Real estate (PITI + HOA + PMI)
- $2,850
- Utilities
- $2,127
- Transportation
- $0
- Other (entertainment)
- $133
Quick facts
At a glance
Home features
Lot features
NearPublicTransit, Rectangular, RectangularLot, ResidentialLot
Neighborhood — 13820
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 21,502 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -3.00% | 8.00% | 20.00% |
| Population Density | 222 | 395 | — |
| Male | 10,003 | 9,381,926 | 147,432,321 |
| Female | 11,499 | 9,969,168 | 151,655,844 |
| Never Married | 6,692 | 4,946,391 | 63,775,926 |
| Married | 6,240 | 7,166,701 | 123,120,365 |
| Separated | 3,447 | 1,159,673 | 12,639,686 |
| Widowed | 1,278 | 1,110,245 | 15,467,586 |
| Divorced | 1,373 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 6,786 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.41 | 2.64 | 2.60 |
| Medial Age | 27.79 | 36.53 | 35.46 |
| Median House Hold Income | $32,937 | $49,847 | $48,276 |
| Average House Hold Income | $44,031 | $70,032 | $63,629 |
| P C I | $15,440 | $26,569 | $24,529 |
| M D I | $29,234 | $42,210 | $41,133 |
| A T H E | $40,137 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 81.17% | 81.55% | 77.74% |
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 7/5/2025. Provided courtesy of Charlotteville Realty via Buffalo MLS. Information deemed reliable but not guaranteed.