CCertihomes
114 Main Street #114, Milo, NY 14527

$1,950,000

2 beds 6 baths 6,240 sqft Built 190037 days on marketActive

About this home

Experience the perfect fusion of historic charm and upscale living in this mixed-use masterpiece located in the heart of Penn Yan’s vibrant downtown—just minutes from the shores of Keuka Lake and surrounded by the Finger Lakes region’s award-winning wineries, restaurants, and boutique shops. This meticulously renovated 1900s building offers both a polished commercial storefront and an unexpected, fully custom private residence—boasting elevated style, functionality, and location. The first-floor commercial space is ideal for a boutique storefront or sophisticated office. An interior staircase leads to the showpiece: a light-filled, luxury residence that feels like a true retreat in the heart of the village. The second floor unveils a custom-designed living space with soaring windows, rich hardwood floors, and carefully preserved architectural details that blend seamlessly with upscale, modern updates. The chef’s kitchen features a large island, abundant custom cabinetry, a walk-in pantry, and an open flow to the spacious dining area. A private home office and elegant bath offer added convenience without sacrificing style. The laundry area blends style and function with a clean, modern design. A full bath features designer tile and high-end fixtures. The spacious bedroom offers a peaceful retreat, while the living room provides a warm, inviting space to relax and take in the charm of the Finger Lakes. The third-floor wellness level is a true standout—complete with a sun-drenched gym, mirrored workout wall, private sauna, and an oversized spa-like bathroom featuring a soaking tub, custom tiled walk-in shower, and high-end fixtures. The primary suite is your private sanctuary, offering room to rest, recharge, and take in the quiet luxury of this unique home. Just off the primary bedroom, you’ll find a large walk-in closet, perfectly designed to keep your wardrobe organized and accessible. Every room reflects intentional design, with luxurious touches that honor the home’s character while offering modern comfort.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$12,993/mo

Real estate (PITI + HOA + PMI)
$12,020
Principal + interest$8,844
Property tax + insurance$2,445
PMI / 2nd mortgage$731
Utilities
$3,220
Heating + cooling$1,458
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$12,993/mo TLC
Budget$13,493/mo
Remaining after TLC$500/mo
Purchase price
$1,950,000
Down payment
$97,500 (5%)
Loan amount
$1,852,500
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Other, SeeRemarks
Year built
1900
Lot size
0.0418 ac
Stories
3
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$5,366
MLS #
R1620158
County
Yates

At a glance

Air conditioning
Basement

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeElectricWaterHeaterMicrowaveRefrigeratorWineCoolerWasher
Interior
CeilingFansHomeOfficeKitchenIslandSaunaBathInPrimaryBedroom
Parking
NoGarageNoDriveway
Flooring
Hardwood, LuxuryVinyl, Tile, Varies
Roof
Membrane, Rubber
Sewer
Connected

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 14527

MetricThis ZIPCountyUSA
Population11,25219,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density82395
Male5,3319,381,926147,432,321
Female5,9219,969,168151,655,844
Never Married2,3554,946,39163,775,926
Married4,5207,166,701123,120,365
Separated6061,159,67312,639,686
Widowed8521,110,24515,467,586
Divorced9851,210,44823,075,029
Number Of House Hold3,9597,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age38.3036.5335.46
Median House Hold Income$37,659$49,847$48,276
Average House Hold Income$49,192$70,032$63,629
P C I$18,475$26,569$24,529
M D I$33,025$42,210$41,133
A T H E$43,086$54,185$50,898
S T R8.00%4.00%
W C J79.55%81.55%77.74%
(Zip) Code
14527

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/5/2025. Provided courtesy of Real Broker NY LLC via Buffalo MLS. Information deemed reliable but not guaranteed.

114 Main Street #114 · Milo — $1,950,000 · Certihomes