CCertihomes
3564 Swartout Road, Owasco, NY 13021

$298,000

5 beds 2 baths 1,755 sqft Built 190023 days on marketActive

About this home

Welcome to your peaceful sanctuary nestled within a quiet, pastoral setting near Owasco Lake, where evenings are graced with breathtaking sunsets. This charming home has been used as an AIRBNB, and is minutes from the vibrant community of Auburn, and a short drive to the quaint village of Skaneateles. With two bedrooms & full bathroom on the first level and three more bedrooms & 2nd full bathroom on the second level, there is pretty a room for everyone.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,169/mo

Real estate (PITI + HOA + PMI)
$2,561
Principal + interest$1,912
Property tax + insurance$537
PMI / 2nd mortgage$112
Utilities
$1,250
Heating + cooling$472
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$3,169/mo TLC
Budget$5,000/mo
Remaining after TLC$1,831/mo
Purchase price
$298,000
Down payment
$14,900 (5%)
Loan amount
$283,100
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Farmhouse, TwoStory
Year built
1900
Lot size
0.7125 ac
Stories
2
Heating
Propane, ForcedAir
Cooling
CentralAir
Water
Well
HOA
Annual tax
$2,376
MLS #
S1619641
County
Cayuga

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterMicrowaveRefrigeratorWasher
Interior
CeilingFansSeparateFormalDiningRoomFurnishedSeparateFormalLivingRoomCountryKitchenSolidSurfaceCountersWindowTreatmentsBedroomOnMainLevel
Exterior
GravelDrivewayPrivateYardSeeRemarksPropaneTankOwned
Parking
DetachedGarage
Flooring
LuxuryVinyl
Roof
Metal
Sewer
SepticTank

Lot features

Agricultural, Rectangular, RectangularLot

Neighborhood — 13021

MetricThis ZIPCountyUSA
Population38,12019,351,094299,088,112
Population Change Since1990-10.00%8.00%20.00%
Population Density321395
Male18,9559,381,926147,432,321
Female19,1659,969,168151,655,844
Never Married8,7074,946,39163,775,926
Married14,7257,166,701123,120,365
Separated2,3501,159,67312,639,686
Widowed3,0941,110,24515,467,586
Divorced2,8871,210,44823,075,029
Number Of House Hold14,3167,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age38.7836.5335.46
Median House Hold Income$39,327$49,847$48,276
Average House Hold Income$51,129$70,032$63,629
P C I$20,402$26,569$24,529
M D I$34,354$42,210$41,133
A T H E$44,195$54,185$50,898
S T R8.00%4.00%
W C J78.71%81.55%77.74%
(Zip) Code
13021

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/5/2025. Provided courtesy of NextHome CNY Realty via Buffalo MLS. Information deemed reliable but not guaranteed.