CCertihomes
51 State Street, Vernon, NY 13421

$289,900

3 beds 2 baths 2,171 sqft Built 19000 days on marketActive

About this home

Step into timeless elegance with this pristine older colonial. Boasting classic woodwork, hard wood floors, and sun drenched rooms, this well maintained beauty offers character and comfort. A spacious yard and inviting porch complete the perfect picture. Purchaser will have to connect to the new sewer a year from the day they are completed. They are still in the process.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,385/mo

Real estate (PITI + HOA + PMI)
$2,660
Principal + interest$1,860
Property tax + insurance$691
PMI / 2nd mortgage$109
Utilities
$1,485
Heating + cooling$593
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,385/mo TLC
Budget$5,000/mo
Remaining after TLC$1,615/mo
Purchase price
$289,900
Down payment
$14,495 (5%)
Loan amount
$275,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial
Year built
1900
Lot size
0.2071 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,086
MLS #
S1620156
County
Oneida

At a glance

Basement

Home features

Appliances
ConvectionOvenDishwasherGasCooktopGasWaterHeaterMicrowaveRefrigerator
Interior
CeilingFansDryBarSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomNaturalWoodwork
Exterior
BlacktopDrivewayDeck
Parking
NoGarage
Flooring
Carpet, Hardwood, Tile, Varies
Roof
Architectural, Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13421

MetricThis ZIPCountyUSA
Population14,81119,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density354395
Male7,1769,381,926147,432,321
Female7,6349,969,168151,655,844
Never Married3,2244,946,39163,775,926
Married6,2557,166,701123,120,365
Separated5061,159,67312,639,686
Widowed8491,110,24515,467,586
Divorced1,2161,210,44823,075,029
Number Of House Hold5,6147,102,016111,826,380
Average House Hold Size2.622.642.60
Medial Age37.3536.5335.46
Median House Hold Income$41,521$49,847$48,276
Average House Hold Income$49,212$70,032$63,629
P C I$18,880$26,569$24,529
M D I$36,217$42,210$41,133
A T H E$43,230$54,185$50,898
S T R8.00%4.00%
W C J80.78%81.55%77.74%
(Zip) Code
13421

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/7/2025. Provided courtesy of Chapin Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.