CCertihomes
304 Flower Avenue W, Watertown City, NY 13601

$299,000

4 beds 4 baths 3,148 sqft Built 193536 days on marketActive

About this home

Welcome to this grand and truly one-of-a-kind home in the City of Watertown! Situated on a spacious corner lot, this meticulously maintained residence offers an incredible 3, 148 square feet of living space—and it feels even larger. Step inside and prepare to be impressed by the home's elegant mix of original character and thoughtful modern updates. A unique central staircase with intricate railings winds through the heart of the home, creating a striking design centerpiece. The gracious entry foyer opens into three distinct living spaces on the main level—each with its own purpose and charm. Enjoy a formal living room with a gorgeous gas fireplace and white brick mantle, a second living area perfect as a piano room or library with natural light and built-ins, and a third space ideal for a formal dining room. The kitchen has been tastefully refinished and is ready for both daily living and entertaining. Throughout the home, you’ll find a beautiful blend of newly refinished hardwood floors and brand-new luxury vinyl plank flooring. Modern vinyl windows enhance energy efficiency, and the paint and trim throughout are crisp, clean, and professionally finished. Upstairs offers four oversized bedrooms, all with deep closets, and two full bathrooms. The primary suite is truly massive, featuring a big closet and private en suite bath. You’ll also find an upstairs laundry room for convenience. The basement is partially finished and was previously used as a fun rec space, complete with a pool table, home theater projector and screen. Outside, the property continues to impress. Mature hedges, manicured bushes provide privacy and charm. The backyard features a lovely covered patio, connected to the house by a unique breezeway that leads to a two-stall garage. A new house roof in 2018, and a new garage roof and outdoor breezeway roof in 2023. The exterior showcases vinyl and shake siding, plus a custom stone masonry wall and entry that must be seen in person. A matching stone walkway completes the look. Professionally cleaned and move-in ready, this exceptional city home is full of space, style, and character—don’t miss your chance to make 304 W Flower Ave your next home!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,901/mo

Real estate (PITI + HOA + PMI)
$2,940
Principal + interest$1,918
Property tax + insurance$910
PMI / 2nd mortgage$112
Utilities
$1,963
Heating + cooling$832
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,901/mo TLC
Budget$5,000/mo
Remaining after TLC$1,099/mo
Purchase price
$299,000
Down payment
$14,950 (5%)
Loan amount
$284,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1935
Lot size
0.3 ac
Stories
0
Heating
Electric, Gas, Other, SeeRemarks, Baseboard, ForcedAir, Radiators
Cooling
Water
Connected, Public
HOA
Annual tax
$6,136
MLS #
S1619278
County
Jefferson

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
DishwasherGasOvenGasRangeRefrigerator
Interior
SeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomGreatRoomLibraryPantryBarBathInPrimaryBedroom
Exterior
BlacktopDrivewayPatio
Parking
AttachedGarageDriveway
Flooring
Hardwood, LuxuryVinyl, Tile, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/7/2025. Provided courtesy of Keller Williams Northern New York via Buffalo MLS. Information deemed reliable but not guaranteed.