CCertihomes
7644 State Highway 7, Maryland, NY 12116

$130,000

3 beds 1 baths 1,941 sqft Built 196033 days on marketActive

About this home

Investors and handy homeowners, don't miss out on this diamond in the rough! This spacious 3-bedroom 1-bath home offers endless possibilities on 4.62 acres. Entering the house through the enclosed porch, you will find a large kitchen, laundry room and workshop. The first floor master bedroom has beautiful hardwood floors and is next to the full bathroom. There is a large living room and dining room that has a pellet stove for an additional heat source. Upstairs you will find a sitting room with a full length storage closet and two bedrooms. Outside, the property includes a detached 2 car garage, small barn and plenty of space for enjoyment. Put your renovation skills to work and unlock the hidden potential of this property. Only 14 miles to Oneonta or Cooperstown. Take advantage of this affordable price and call us today for a showing!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,092/mo

Real estate (PITI + HOA + PMI)
$1,376
Principal + interest$834
Property tax + insurance$493
PMI / 2nd mortgage$49
Utilities
$1,353
Heating + cooling$530
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$2,092/mo TLC
Budget$5,000/mo
Remaining after TLC$2,908/mo
Purchase price
$130,000
Down payment
$6,500 (5%)
Loan amount
$123,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1960
Lot size
4.62 ac
Stories
0
Heating
Oil, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$3,543
MLS #
R1620480
County
Otsego

At a glance

Fireplace
Garage (2)

Home features

Appliances
ElectricCooktopElectricWaterHeaterRefrigerator
Interior
EatInKitchenMainLevelPrimaryWorkshop
Exterior
GravelDriveway
Parking
DetachedGarage
Flooring
Carpet, Hardwood, Varies, Vinyl
Sewer
SepticTank

Lot features

IrregularLot

Neighborhood — 12116

MetricThis ZIPCountyUSA
Population93319,351,094299,088,112
Population Change Since19908.00%8.00%20.00%
Population Density26395
Male4549,381,926147,432,321
Female4809,969,168151,655,844
Never Married1724,946,39163,775,926
Married3967,166,701123,120,365
Separated1041,159,67312,639,686
Widowed791,110,24515,467,586
Divorced431,210,44823,075,029
Number Of House Hold3037,102,016111,826,380
Average House Hold Size2.682.642.60
Medial Age41.9436.5335.46
Median House Hold Income$42,120$49,847$48,276
Average House Hold Income$53,224$70,032$63,629
P C I$18,808$26,569$24,529
M D I$36,730$42,210$41,133
A T H E$45,615$54,185$50,898
S T R8.00%4.00%
W C J80.83%81.55%77.74%
(Zip) Code
12116

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/7/2025. Provided courtesy of CARE Brokerage via Buffalo MLS. Information deemed reliable but not guaranteed.