CCertihomes
114 Main Street, Milo, NY 14527

$1,950,000

0 beds 0 baths 6,240 sqft Built 190037 days on marketActive

About this home

This fully renovated, mixed-use building in Penn Yan’s thriving downtown offers an exceptional investment or owner-occupant opportunity just minutes from Keuka Lake. Set among the Finger Lakes region’s most celebrated wineries, restaurants, and shops, this 1900s brick building seamlessly blends historic character with modern upgrades—inside and out. The first floor features a high-visibility, potentially commercial space ideal for a boutique retailer, creative studio, gallery, or professional office. Expansive front windows, restored architectural details, and high-end finishes make this a standout location for any business looking to capitalize on downtown foot traffic. Upstairs, the second and third floors have been transformed into a luxury, light-filled living space—perfect for an owner-user setup or premium short-term rental. With soaring ceilings, custom millwork, hardwood floors, and contemporary amenities, the upper levels deliver unmatched style and comfort. Highlights include a chef-inspired kitchen with custom cabinetry and a walk-in pantry, a private office, designer-appointed bathrooms, and a full wellness floor featuring a luxurious primary suite, oversized spa bath, fitness room with sauna, and a peaceful space to unwind. Whether you’re seeking a flagship storefront with luxury living above, or a unique income-producing property in a high-demand location, this one-of-a-kind offering delivers on quality, design, and flexibility.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$12,993/mo

Real estate (PITI + HOA + PMI)
$12,020
Principal + interest$8,844
Property tax + insurance$2,445
PMI / 2nd mortgage$731
Utilities
$3,220
Heating + cooling$1,458
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$12,993/mo TLC
Budget$13,493/mo
Remaining after TLC$500/mo
Purchase price
$1,950,000
Down payment
$97,500 (5%)
Loan amount
$1,852,500
APR
4%

Quick facts

Type
MixedUse
Style
Year built
1900
Lot size
0.0418 ac
Stories
3
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Public
HOA
Annual tax
$5,366
MLS #
R1620554
County
Yates

At a glance

Air conditioning
Basement

Home features

Parking
None
Flooring
Hardwood, Varies
Roof
Membrane, Rubber
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 14527

MetricThis ZIPCountyUSA
Population11,25219,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density82395
Male5,3319,381,926147,432,321
Female5,9219,969,168151,655,844
Never Married2,3554,946,39163,775,926
Married4,5207,166,701123,120,365
Separated6061,159,67312,639,686
Widowed8521,110,24515,467,586
Divorced9851,210,44823,075,029
Number Of House Hold3,9597,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age38.3036.5335.46
Median House Hold Income$37,659$49,847$48,276
Average House Hold Income$49,192$70,032$63,629
P C I$18,475$26,569$24,529
M D I$33,025$42,210$41,133
A T H E$43,086$54,185$50,898
S T R8.00%4.00%
W C J79.55%81.55%77.74%
(Zip) Code
14527

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/7/2025. Provided courtesy of Real Broker NY LLC via Buffalo MLS. Information deemed reliable but not guaranteed.