CCertihomes
188 5th Street, Rochester, NY 14605

$109,900

4 beds 2 baths 1,576 sqft Built 19101 days on marketActive

About this home

Turnkey Investment or Owner-Occupant Opportunity! This updated Cape Cod offers 4 bedrooms and 2 full bathrooms, including a first-floor primary bedroom with direct access to a full bathroom for added privacy. Enjoy a remodeled kitchen with brand-new cabinetry and luxury vinyl plank flooring, plus convenient first-floor laundry. Recent mechanical updates include a new furnace and hot water tank. Bonus room ideal for office, storage, or flex use. Vinyl windows throughout and a complete tear-off roof approximately 5 years old. Currently rented for $1, 200/month, offering solid cash flow for investors. Conveniently located near public transit and amenities.Group showings available on weekends after 5 PM to minimize tenant inconvenience.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,713/mo

Real estate (PITI + HOA + PMI)
$1,083
Principal + interest$705
Property tax + insurance$337
PMI / 2nd mortgage$41
Utilities
$1,149
Heating + cooling$420
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,713/mo TLC
Budget$5,000/mo
Remaining after TLC$3,287/mo
Purchase price
$109,900
Down payment
$5,495 (5%)
Loan amount
$104,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1910
Lot size
0.1102 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,064
MLS #
R1620697
County
Monroe

At a glance

Basement

Home features

Appliances
GasCooktopGasWaterHeaterRefrigerator
Interior
CeilingFansDenSeparateFormalDiningRoomEatInKitchenBedroomOnMainLevelBathInPrimaryBedroom
Exterior
FenceGravelDriveway
Parking
NoGarage
Flooring
Hardwood, Laminate, LuxuryVinyl, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14605

MetricThis ZIPCountyUSA
Population14,48719,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density8,125395
Male6,7329,381,926147,432,321
Female7,7569,969,168151,655,844
Never Married5,2574,946,39163,775,926
Married1,8747,166,701123,120,365
Separated1,3551,159,67312,639,686
Widowed6891,110,24515,467,586
Divorced1,0141,210,44823,075,029
Number Of House Hold5,2107,102,016111,826,380
Average House Hold Size2.722.642.60
Medial Age26.1236.5335.46
Median House Hold Income$17,464$49,847$48,276
Average House Hold Income$27,415$70,032$63,629
P C I$10,164$26,569$24,529
M D I$16,448$42,210$41,133
A T H E$30,351$54,185$50,898
S T R8.00%4.00%
W C J74.82%81.55%77.74%
(Zip) Code
14605

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/8/2025. Provided courtesy of Platinum Prop & Asset Mgmt via Buffalo MLS. Information deemed reliable but not guaranteed.