CCertihomes
1126 Hammond Avenue, Utica, NY 13501

$175,000

5 beds 3 baths 2,058 sqft Built 192025 days on marketActive

About this home

Single family with 3 bedrooms and 1.5 baths with in law suite upstairs (1 bed & 1 bath). Or the house can be used as a full single family with 5 bedrooms and 2.5 baths. Contains living, dining and great room with 2 functional fireplaces just on the main level. Enclosed porch in rear overlooks backyard with 2 storage sheds. Newer siding, roof, gutters, furnace and hot water tank. Newer stainless steel appliances and washer and dryer on 1st level included in the sale. Move-in ready.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,542/mo

Real estate (PITI + HOA + PMI)
$1,779
Principal + interest$1,123
Property tax + insurance$590
PMI / 2nd mortgage$66
Utilities
$1,475
Heating + cooling$588
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,542/mo TLC
Budget$5,000/mo
Remaining after TLC$2,458/mo
Purchase price
$175,000
Down payment
$8,750 (5%)
Loan amount
$166,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Contemporary
Year built
1920
Lot size
0.1197 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,160
MLS #
S1620189
County
Oneida

At a glance

Basement

Home features

Appliances
DryerGasCooktopGasWaterHeaterRefrigeratorWasher
Interior
SeparateFormalLivingRoomGalleyKitchenSeeRemarksInLawFloorplan
Exterior
BlacktopDriveway
Parking
NoGarage
Flooring
Carpet, CeramicTile, Laminate, Varies, Vinyl
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot

Neighborhood — 13501

MetricThis ZIPCountyUSA
Population34,02319,351,094299,088,112
Population Change Since1990-16.00%8.00%20.00%
Population Density3,886395
Male16,0739,381,926147,432,321
Female17,9509,969,168151,655,844
Never Married9,1824,946,39163,775,926
Married10,9627,166,701123,120,365
Separated1,8791,159,67312,639,686
Widowed3,3331,110,24515,467,586
Divorced2,2481,210,44823,075,029
Number Of House Hold13,1277,102,016111,826,380
Average House Hold Size2.462.642.60
Medial Age37.6036.5335.46
Median House Hold Income$26,836$49,847$48,276
Average House Hold Income$41,657$70,032$63,629
P C I$17,125$26,569$24,529
M D I$24,413$42,210$41,133
A T H E$38,505$54,185$50,898
S T R9.00%4.00%
W C J81.89%81.55%77.74%
(Zip) Code
13501

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/9/2025. Provided courtesy of Coldwell Banker Prime Properties via Buffalo MLS. Information deemed reliable but not guaranteed.