CCertihomes
138 W Main Street, Watertown City, NY 13601

$629,000

9 beds 0 baths 6,880 sqft Built 19505 days on marketActive

About this home

Wow! Talk about an income producer! How about an 11 unit in Watertown, that is virtually completely rented and has over 9K of income! These dont come along very often and many of the units have been updated, as you can see in the pictures! Give us a call or talk to your agent for a complete rundown!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$7,329/mo

Real estate (PITI + HOA + PMI)
$5,620
Principal + interest$4,036
Property tax + insurance$1,348
PMI / 2nd mortgage$236
Utilities
$3,707
Heating + cooling$1,704
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$7,329/mo TLC
Budget$7,829/mo
Remaining after TLC$500/mo
Purchase price
$629,000
Down payment
$31,450 (5%)
Loan amount
$597,550
APR
7.15%

Quick facts

Type
Other
Style
Year built
1950
Lot size
0.109 ac
Stories
3
Heating
Gas, Baseboard, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$5,969
MLS #
S1620075
County
Jefferson

At a glance

Basement

Home features

Appliances
DishwasherElectricWaterHeaterGasCooktopRefrigerator
Exterior
BlacktopDriveway
Community
OtherSeeRemarks
Parking
ThreeOrMoreSpacesNoGarage
Flooring
Carpet, Hardwood, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/9/2025. Provided courtesy of Bridgeview Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.