CCertihomes
89 Waite Avenue, Salamanca, NY 14779

$99,000

5 beds 2 baths 2,114 sqft Built 19102 days on marketActive

About this home

Welcome to this spacious 4+ bedroom home boasting a grand living room perfect for gatherings and everyday comfort. The kitchen opens to a separate eating area - ideal for casual dining or entertaining. Enjoy the convenience of a 1st floor bedroom, offering flexible use as a guest room or home office. Major systems have been updated including the main roof in 2024, both the furnace and tankless hot water heater are approx. 12 years old. This home effortlessly blends comfort and functionality.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,754/mo

Real estate (PITI + HOA + PMI)
$925
Principal + interest$635
Property tax + insurance$253
PMI / 2nd mortgage$37
Utilities
$1,555
Heating + cooling$631
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$1,754/mo TLC
Budget$5,000/mo
Remaining after TLC$3,246/mo
Purchase price
$99,000
Down payment
$4,950 (5%)
Loan amount
$94,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1910
Lot size
0.1806 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
WindowUnits
Water
Connected, Public
HOA
Annual tax
$913
MLS #
B1620974
County
Cattaraugus

At a glance

Air conditioning
Basement

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeRefrigeratorTanklessWaterHeaterWasher
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomBedroomOnMainLevel
Exterior
DirtDrivewayEnclosedPorchGravelDrivewayPorchPatio
Parking
NoGarage
Flooring
Hardwood, Laminate, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 14779

MetricThis ZIPCountyUSA
Population6,76819,351,094299,088,112
Population Change Since1990-14.00%8.00%20.00%
Population Density45395
Male3,2619,381,926147,432,321
Female3,5079,969,168151,655,844
Never Married1,4314,946,39163,775,926
Married2,5827,166,701123,120,365
Separated3321,159,67312,639,686
Widowed5801,110,24515,467,586
Divorced5371,210,44823,075,029
Number Of House Hold2,5807,102,016111,826,380
Average House Hold Size2.562.642.60
Medial Age37.7736.5335.46
Median House Hold Income$29,294$49,847$48,276
Average House Hold Income$34,668$70,032$63,629
P C I$13,966$26,569$24,529
M D I$26,410$42,210$41,133
A T H E$34,707$54,185$50,898
S T R8.00%4.00%
W C J76.54%81.55%77.74%
(Zip) Code
14779

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/9/2025. Provided courtesy of HUNT Real Estate Corporation via Buffalo MLS. Information deemed reliable but not guaranteed.