CCertihomes
124 Morgan Lane, Oneida, NY 13421

$329,000

3 beds 3 baths 1,560 sqft Built 198929 days on marketActive

About this home

If you've been dreaming of no stairs and all style, this updated ranch in the beautiful Oneida Heights neighborhood is it. There's gorgeous new flooring in the double living rooms, stunning countertops in the eat in kitchen with island and window seat as well as a formal dining room for entertaining. First floor laundry ensures once you're inside, there's no more climbing stairs. Rear deck, attached two car garage and a sprawling basement for storage completes this easy living, beautifully updated home.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,826/mo

Real estate (PITI + HOA + PMI)
$3,267
Principal + interest$2,111
Property tax + insurance$1,033
PMI / 2nd mortgage$123
Utilities
$1,181
Heating + cooling$441
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,826/mo TLC
Budget$5,000/mo
Remaining after TLC$1,174/mo
Purchase price
$329,000
Down payment
$16,450 (5%)
Loan amount
$312,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1989
Lot size
0.4 ac
Stories
1
Heating
Gas
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$8,094
MLS #
S1621247
County
Madison

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
DishwasherElectricOvenElectricRangeMicrowaveSeeRemarksWaterHeater
Interior
EatInKitchenMainLevelPrimary
Exterior
BlacktopDrivewayDeck
Parking
AttachedGarage
Flooring
Carpet, Hardwood, Laminate, Other, SeeRemarks, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13421

MetricThis ZIPCountyUSA
Population14,81119,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density354395
Male7,1769,381,926147,432,321
Female7,6349,969,168151,655,844
Never Married3,2244,946,39163,775,926
Married6,2557,166,701123,120,365
Separated5061,159,67312,639,686
Widowed8491,110,24515,467,586
Divorced1,2161,210,44823,075,029
Number Of House Hold5,6147,102,016111,826,380
Average House Hold Size2.622.642.60
Medial Age37.3536.5335.46
Median House Hold Income$41,521$49,847$48,276
Average House Hold Income$49,212$70,032$63,629
P C I$18,880$26,569$24,529
M D I$36,217$42,210$41,133
A T H E$43,230$54,185$50,898
S T R8.00%4.00%
W C J80.78%81.55%77.74%
(Zip) Code
13421

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/9/2025. Provided courtesy of Hunt Real Estate ERA via Buffalo MLS. Information deemed reliable but not guaranteed.