CCertihomes
152 W Cayuga Street, Oswego, NY 13126

$139,900

4 beds 2 baths 1,360 sqft Built 190037 days on marketActive

About this home

Newly renovated 4 bed 2 full bath home with off street parking. Enjoy the front enclosed sunporch any time of year, perfect for a relaxing wind down space. Nicely sized living room with wide framed pillar entry to the spacious dining room and kitchen creating a nice open concept, making social interactions easy with family and guests. Convenient second entrance with ideal space for a mudroom with washer dryer hookup keeping all the outside mess to one room. First floor bedroom or great use as an at home office. First floor full bath fully updated with tiled walk-in shower. Three additional bedrooms upstairs with second full bath. Full basement with plenty of space for extra storage. Excellent location for quick access to all that Oswego has to offer. Within walking distance to several great restaurants, local parks, Oswego Movie Theatre and weekly Farmers Market. Just a quick 3 minute drive to the local Supermarket and Suny Oswego Campus.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,966/mo

Real estate (PITI + HOA + PMI)
$1,354
Principal + interest$898
Property tax + insurance$404
PMI / 2nd mortgage$52
Utilities
$1,118
Heating + cooling$396
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$1,966/mo TLC
Budget$5,000/mo
Remaining after TLC$3,034/mo
Purchase price
$139,900
Down payment
$6,995 (5%)
Loan amount
$132,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1900
Lot size
0.0346 ac
Stories
2
Heating
Electric, Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,669
MLS #
S1621289
County
Oswego

At a glance

Basement

Home features

Appliances
DishwasherElectricWaterHeaterGasOvenGasRangeGasWaterHeaterMicrowave
Interior
SeparateFormalDiningRoomEntranceFoyerSeparateFormalLivingRoomHomeOfficeOtherSeeRemarksBedroomOnMainLevel
Exterior
ConcreteDrivewayDirtDriveway
Parking
NoGarage
Flooring
Laminate, Other, SeeRemarks, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/9/2025. Provided courtesy of Century 21 Leah's Signature via Buffalo MLS. Information deemed reliable but not guaranteed.