CCertihomes
248 Flower Avenue E, Watertown City, NY 13601

$245,000

5 beds 2 baths 2,414 sqft Built 19000 days on marketActive

About this home

Welcome to this charming 5-bedroom, 2-bathroom home located on a quiet neighborhood street in the city of Watertown. Set on a large lot, the property offers plenty of outdoor space and includes a detached 2-car garage—perfect for storage, hobbies, or extra parking. Inside, you'll find generous living space for families, guests, or a home office setup. Just a few blocks from beautiful Thompson Park, you'll enjoy easy access to walking trails, playgrounds, and scenic views, all while being close to schools, shopping, and downtown amenities. A rare find in a great location!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,053/mo

Real estate (PITI + HOA + PMI)
$2,242
Principal + interest$1,572
Property tax + insurance$578
PMI / 2nd mortgage$92
Utilities
$1,623
Heating + cooling$662
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,053/mo TLC
Budget$5,000/mo
Remaining after TLC$1,947/mo
Purchase price
$245,000
Down payment
$12,250 (5%)
Loan amount
$232,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1900
Lot size
0.4694 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$3,096
MLS #
S1621372
County
Jefferson

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
DishwasherFreeStandingRangeDisposalGasOvenGasRangeGasWaterHeaterOvenRefrigerator
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomCountryKitchenPantryConvertibleBedroomMainLevelPrimaryWorkshop
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Hardwood, LuxuryVinyl, Tile, Varies
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/9/2025. Provided courtesy of Matteson Property Management, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.