CCertihomes
18 Catherine Street, Oswego, NY 13126

$119,900

2 beds 2 baths 1,472 sqft Built 19000 days on marketActive

About this home

Charm awaits at this home on a double city lot! Approx. 1, 472 sqft, featuring a large living area and a fully upgraded, high-end kitchen. Enjoy the partially finished basement with laundry. Upstairs is prepped for a master suite, plumbing in place. A large double-level detached garage fits two cars. The kitchen and part of the first floor shine. Gas-forced heating. This home offers significant appeal.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,006/mo

Real estate (PITI + HOA + PMI)
$1,360
Principal + interest$769
Property tax + insurance$546
PMI / 2nd mortgage$45
Utilities
$1,172
Heating + cooling$423
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$2,006/mo TLC
Budget$5,000/mo
Remaining after TLC$2,994/mo
Purchase price
$119,900
Down payment
$5,995 (5%)
Loan amount
$113,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1900
Lot size
0.15 ac
Stories
0
Heating
Gas, Other, SeeRemarks
Cooling
Other, SeeRemarks
Water
Connected, Public
HOA
Annual tax
$4,520
MLS #
B1621009
County
Oswego

At a glance

Basement
Garage (2)

Home features

Appliances
DishwasherRefrigerator
Interior
DiningAreaOtherSeeRemarks
Exterior
ConcreteDrivewayDirtDriveway
Parking
DetachedGarage
Flooring
Carpet, Hardwood, Varies
Roof
Composition
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/10/2025. Provided courtesy of The Greene Realty Group via Buffalo MLS. Information deemed reliable but not guaranteed.