CCertihomes
256 Augustine Street, Rochester, NY 14613

$99,900

3 beds 2 baths 1,540 sqft Built 19152 days on marketActive

About this home

Discover this cash-flowing 2/1 duplex in Rochester's Historic Maplewood District—a versatile duplex offering multiple pathways to real estate success. Whether you're seeking an income-producing investment with a possible double-digit cap rate or dreaming of mortgage-free living in an owner-occupied arrangement, this property delivers exceptional value in today's market. Each spacious unit functions independently, allowing for streamlined management and predictable expenses. The Maplewood District location can't be beat. Stroll along tree-lined sidewalks in this established neighborhood where community pride is evident. Enjoy the convenience: Minutes from Route 104 for easy commuting, moments to local shops, and diverse dining options, historic Maplewood Rose Garden, showcasing over 3, 000 roses in season, quick access to the Kodak Center for performing arts and events, connect with nature on the scenic Genesee Riverway Trail, and ust a short drive to Charlotte Beach and the sparkling shores of Lake Ontario. Savvy investors will appreciate the strong rental demand in this neighborhood & its close to -assessed value offering price. At the same time, owner-occupants will love the opportunity to substantially reduce or eliminate housing costs through rental income from the second unit. This property represents a unique chance to establish yourself in one of Rochester's most beloved neighborhoods, where historic charm meets modern convenience. The solid bones and renovation potential provide the perfect canvas to create your vision while building equity in a stable, appreciating market. Don't miss this opportunity to secure your financial future in Rochester's thriving Maplewood District.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,724/mo

Real estate (PITI + HOA + PMI)
$1,096
Principal + interest$641
Property tax + insurance$418
PMI / 2nd mortgage$37
Utilities
$1,137
Heating + cooling$414
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,724/mo TLC
Budget$5,000/mo
Remaining after TLC$3,276/mo
Purchase price
$99,900
Down payment
$4,995 (5%)
Loan amount
$94,905
APR
7.15%

Quick facts

Type
Duplex
Style
Duplex
Year built
1915
Lot size
0.13 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,185
MLS #
R1620857
County
Monroe

At a glance

Basement
Garage (2)

Home features

Appliances
GasWaterHeater
Parking
PavedTwoOrMoreSpaces
Flooring
Carpet, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14613

MetricThis ZIPCountyUSA
Population16,22319,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density8,127395
Male7,8909,381,926147,432,321
Female8,3339,969,168151,655,844
Never Married5,1164,946,39163,775,926
Married3,9987,166,701123,120,365
Separated9331,159,67312,639,686
Widowed5461,110,24515,467,586
Divorced1,4981,210,44823,075,029
Number Of House Hold6,1807,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age29.7136.5335.46
Median House Hold Income$32,869$49,847$48,276
Average House Hold Income$44,806$70,032$63,629
P C I$17,162$26,569$24,529
M D I$29,190$42,210$41,133
A T H E$40,396$54,185$50,898
S T R8.00%4.00%
W C J74.82%81.55%77.74%
(Zip) Code
14613

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/10/2025. Provided courtesy of Keller Williams Realty Greater Rochester via Buffalo MLS. Information deemed reliable but not guaranteed.