CCertihomes
111 Haggerty Road, Otsego, NY 13326

$449,000

4 beds 3 baths 1,964 sqft Built 19750 days on marketActive

About this home

Ranch living at its FINEST and more!! Classic brick front ranch has all you need for easy living! A couple miles to the Village of Cooperstown, Bassett Hospital, Otsego Lake, Clarks Sports Center, Shopping and hiking trails! Included in this spacious ranch is 4 bedrooms and 3 baths! The master bedroom and bath are located on the opposite side of the house, and away from the remainder of bedrooms and baths for ultimate privacy. Spacious living room, dining area and family room with tons of windows, leading to the backyard deck. The galley kitchen can easily be opened up to the living room for an open feel. The lower level is all set up for additional living space. A family room on one side and a huge office/storage or work out room space on the other. A detached 2 car garage is spacious and has plenty of room for storage. Catch the sunsets on this pretty, just shy of 1-acre property, located in a cul-de-sac neighborhood. 24-hour notice is appreciated to take a look!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,481/mo

Real estate (PITI + HOA + PMI)
$3,862
Principal + interest$2,881
Property tax + insurance$813
PMI / 2nd mortgage$168
Utilities
$1,391
Heating + cooling$546
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,481/mo TLC
Budget$5,000/mo
Remaining after TLC$519/mo
Purchase price
$449,000
Down payment
$22,450 (5%)
Loan amount
$426,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1975
Lot size
0.99 ac
Stories
2
Heating
Electric, Baseboard
Cooling
Water
Well
HOA
Annual tax
$3,974
MLS #
R1621507
County
Otsego

At a glance

Basement
Garage (2)

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
BreakfastBarEntranceFoyerSeparateFormalLivingRoomHomeOfficeStorageBedroomOnMainLevelBathInPrimaryBedroomMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayDeck
Parking
DetachedGarageStorageGarageDoorOpener
Flooring
Carpet, Hardwood, Tile, Varies
Roof
Architectural, Shingle
Sewer
SepticTank

Lot features

CornerLot, CulDeSac, Rectangular, RectangularLot

Neighborhood — 13326

MetricThis ZIPCountyUSA
Population3,81019,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density36395
Male1,7999,381,926147,432,321
Female2,0119,969,168151,655,844
Never Married7654,946,39163,775,926
Married1,6347,166,701123,120,365
Separated2081,159,67312,639,686
Widowed3161,110,24515,467,586
Divorced3221,210,44823,075,029
Number Of House Hold1,5277,102,016111,826,380
Average House Hold Size2.382.642.60
Medial Age43.4736.5335.46
Median House Hold Income$40,416$49,847$48,276
Average House Hold Income$59,358$70,032$63,629
P C I$25,254$26,569$24,529
M D I$35,279$42,210$41,133
A T H E$49,029$54,185$50,898
S T R8.00%4.00%
W C J84.71%81.55%77.74%
(Zip) Code
13326

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/10/2025. Provided courtesy of Cedar Ridge Realty via Buffalo MLS. Information deemed reliable but not guaranteed.

111 Haggerty Road · Otsego — $449,000 · Certihomes