CCertihomes
232 Joseph Drive, Tonawanda, NY 14150

$369,900

5 beds 3 baths 2,788 sqft Built 196022 days on marketActive

About this home

What an Amazing Find! Lives like a ranch, with all the amenities and income of a duplex. This all brick ranch with a private entrance lives like a single with endless possibilities. In-law suite, student apartment, or simply live for pennies. Lower ranch forever family owned has been meticulously maintained and cared for. Features; New Electric (2025) box 150 amp, new vertical meter on the outside, with hardwired combo alarms, new HWT 2025 in the lower. New sump pump town inspected. Hardwood flooring with an eat-in kitchen that flows open to the family room. Loads of storage space, central air, good size bedrooms... to include all appliances (in both units). Lower level is finished and adds extra living space with a full kitchen boasting plenty of room for all your friends & family gatherings. Attached 2 car garage also has access to both units. Upper has separate utilities 2 large bedrooms with a spacious family room. Upper lives above the garage which allows everyone their own peace and quiet. Lovely backyard has room for all. Located minutes from the 290, shopping & restaurants. This is truly one of a kind. Make your appointment today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,402/mo

Real estate (PITI + HOA + PMI)
$3,598
Principal + interest$2,373
Property tax + insurance$1,086
PMI / 2nd mortgage$139
Utilities
$1,696
Heating + cooling$695
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$4,402/mo TLC
Budget$5,000/mo
Remaining after TLC$598/mo
Purchase price
$369,900
Down payment
$18,495 (5%)
Loan amount
$351,405
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1960
Lot size
0.1722 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$7,663
MLS #
B1621434
County
Erie

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
GasWaterHeater
Interior
CeilingFansNaturalWoodwork
Exterior
Fence
Parking
ConcreteGarageTwoOrMoreSpacesGarageDoorOpener
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14150

MetricThis ZIPCountyUSA
Population42,58719,351,094299,088,112
Population Change Since1990-10.00%8.00%20.00%
Population Density2,755395
Male20,6449,381,926147,432,321
Female21,9439,969,168151,655,844
Never Married8,7504,946,39163,775,926
Married19,6127,166,701123,120,365
Separated8751,159,67312,639,686
Widowed3,1411,110,24515,467,586
Divorced3,1961,210,44823,075,029
Number Of House Hold18,0597,102,016111,826,380
Average House Hold Size2.352.642.60
Medial Age41.1236.5335.46
Median House Hold Income$45,140$49,847$48,276
Average House Hold Income$52,104$70,032$63,629
P C I$22,196$26,569$24,529
M D I$39,017$42,210$41,133
A T H E$44,924$54,185$50,898
S T R8.75%4.00%
W C J67.36%81.55%77.74%
(Zip) Code
14150

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/10/2025. Provided courtesy of Howard Hanna WNY Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.