CCertihomes
402 E Water Street, Smethport Boro, PA 16749

$215,000

3 beds 2 baths 1,350 sqft Built 19654 days on marketActive

About this home

This inviting raised ranch home has 3 bedrooms with 2 full bathrooms with an oversized attached garage. The finished basement features a rec room, perfect for entertaining. There is a dedicated workshop area for your hobbies and projects. This home blends comfort and functionality, providing ample space for living and hobbies. The blacktop driveway leads into a large two car garage. Whole house generator will give you comfort on those stormy days. New windows and upgraded kitchen are an added bonus to this home. The accent stone frontage with beautiful landscaping adds to the curb appeal.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.17% APR.

Your estimated payment
$5,576/mo

Real estate (PITI + HOA + PMI)
$1,911
Principal + interest$1,382
Property tax + insurance$448
PMI / 2nd mortgage$81
Utilities
$7,285
Heating + cooling$3,481
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$157
$5,576/mo TLC
Budget$6,076/mo
Remaining after TLC$500/mo
Purchase price
$215,000
Down payment
$10,750 (5%)
Loan amount
$204,250
APR
7.17%

Quick facts

Type
SingleFamilyResidence
Style
RaisedRanch
Year built
1965
Lot size
0.43 ac
Stories
1
Heating
Gas, Baseboard
Cooling
Water
NotConnected, Public
HOA
Annual tax
$2,384
MLS #
R1621441
County
McKean

At a glance

Basement
Garage (2)

Home features

Appliances
DryerDishwasherExhaustFanElectricWaterHeaterFreezerDisposalGasOvenGasRangeMicrowaveRefrigeratorRangeHoodWasher
Interior
CeilingFansSeparateFormalDiningRoomEntranceFoyerCountryKitchenPantryWindowTreatmentsBedroomOnMainLevelWorkshop
Exterior
BlacktopDrivewayEnclosedPorchPorchPatioPrivateYardSeeRemarks
Parking
AttachedUndergroundElectricityGarageGarageDoorOpener
Flooring
Laminate, Varies, Vinyl
Roof
Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 16749

MetricThis ZIPCountyUSA
Population2,14412,469,371299,088,112
Population Change Since1990-6.00%5.00%20.00%
Population Density16276
Male1,0726,055,244147,432,321
Female1,0726,414,127151,655,844
Never Married3082,751,48963,775,926
Married1,0245,293,143123,120,365
Separated129507,93712,639,686
Widowed139821,94315,467,586
Divorced168820,43323,075,029
Number Of House Hold8114,836,935111,826,380
Average House Hold Size2.472.482.60
Medial Age41.4838.5835.46
Median House Hold Income$40,282$45,389$48,276
Average House Hold Income$51,136$58,718$63,629
P C I$20,651$23,603$24,529
M D I$35,330$39,194$41,133
A T H E$44,403$48,250$50,898
S T R6.00%6.00%
W C J76.46%77.95%77.74%
(Zip) Code
16749

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/10/2025. Provided courtesy of Howard Hanna Professionals - Smethport via Buffalo MLS. Information deemed reliable but not guaranteed.

402 E Water Street · Smethport Boro — $215,000 · Certihomes