CCertihomes
240 Trout Brook Road, NY 12736

$469,000

3 beds 1 baths 1,498 sqft Built 19700 days on marketActive

About this home

Escape the Rat Race — Lakefront Living in the Catskills Looking for the ultimate Catskills getaway? Discover the peace and charm of 240 Trout Brook Road in Roscoe, NY — a 3-bedroom, 1-bath lakefront cabin that offers everything you need to recharge, reconnect, and enjoy the outdoors. Perched on a double-sized lot with direct lake frontage, this inviting home features sweeping water views from the kitchen, dining room, and primary bedroom. Enjoy your morning coffee on the spacious lake-facing deck, spend afternoons on the water from your private boat dock, out on the water with your non-motorized boat or unwind at the edge of the lake on your own sitting dock. The spacious lawn also features a firepit perfect for gathering under the stars, along with two large sheds to store tubes, toys, and all your lake essentials. Inside, an open and airy kitchen features classic white cabinetry, generous counter space, and an eat-in island perfect for casual meals or entertaining. The living room’s enameled wood-burning stove adds cozy warmth and ambiance for those crisp Sullivan County evenings. The property is part of the optional Lake Muskoday HOA, which provides access to a private swimming beach, miles of wooded trails for hiking, hunting, or ATV adventures, and a brand-new event pavilion — all designed to enhance your connection to the natural beauty that surrounds you. Whether you’re casting a line, exploring the forest, or simply relaxing by the fire, this home offers a slice of Catskills paradise just a few hours from NYC and North Jersey. Come see what you’ve been missing — and make this your new favorite escape.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,570/mo

Real estate (PITI + HOA + PMI)
$4,124
Principal + interest$3,009
Property tax + insurance$914
HOA$25
PMI / 2nd mortgage$176
Utilities
$1,099
Heating + cooling$394
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$4,570/mo TLC
Budget$5,070/mo
Remaining after TLC$500/mo
Purchase price
$469,000
Down payment
$23,450 (5%)
Loan amount
$445,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cabin
Year built
1970
Lot size
0.4038 ac
Stories
1
Heating
Electric, Baseboard
Cooling
Water
Lake, River, Well
HOA
$25 / Annually
Annual tax
$4,902
MLS #
R1621983
County
Sullivan

At a glance

Fireplace
Waterfront

Home features

Appliances
ElectricOvenElectricRangeElectricWaterHeaterMicrowaveRefrigerator
Interior
BreakfastBarEntranceFoyerSeparateFormalLivingRoomCountryKitchenKitchenIslandBedroomOnMainLevelMainLevelPrimary
Exterior
DirtDriveway
Parking
NoGarage
Flooring
Hardwood, Tile, Varies, Vinyl
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, RuralLot

Neighborhood — 12736

MetricThis ZIPCountyUSA
Population14519,351,094299,088,112
Population Change Since19907.00%8.00%20.00%
Population Density23395
Male729,381,926147,432,321
Female739,969,168151,655,844
Never Married264,946,39163,775,926
Married727,166,701123,120,365
Separated41,159,67312,639,686
Widowed101,110,24515,467,586
Divorced71,210,44823,075,029
Number Of House Hold567,102,016111,826,380
Average House Hold Size2.592.642.60
Medial Age41.9236.5335.46
Median House Hold Income$37,499$49,847$48,276
Average House Hold Income$42,793$70,032$63,629
P C I$16,527$26,569$24,529
M D I$32,499$42,210$41,133
A T H E$39,498$54,185$50,898
S T R7.50%4.00%
W C J93.33%81.55%77.74%
(Zip) Code
12736

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/11/2025. Provided courtesy of Coldwell Banker Timberland Properties via Buffalo MLS. Information deemed reliable but not guaranteed.