CCertihomes
51 Saw Mill Road, Meredith, NY 13753

$800,000

8 beds 5 baths 3,868 sqft Built 185032 days on marketActive

About this home

Welcome to Ayer House of Meredith Square. Atop the ridge btwn Susquehanna & Delaware river watersheds, this Victorian-era Grande-Dame overlooks headwaters of Ouleout Creek w spectacular valley views & unobstructed sunsets. End of town-maintained road w 5 homes, this historic property was home to Anna Ayer Fry (d. 1945). Grand 6-bd/3.5-ba 3, 016 sqft main house; a 2-bd/1-ba 852 sqft guest cottage; a 20’x60’ (1, 200 sqft) art studio w views & 2-bay grg. Renovations, by historic preservationists, have restored property to former grandeur. Updates incl covered stone porch (Dewitt stonework), storm windows, black metal roof (house & studio), and updated siding, finished w insulated paint. Inside, the unique architecture preserved AND updated. Twin, stacked, sunrooms restored to perfection. 1st-floor solarium offers stunning views w walk-out access to boxelder garden & orchard, while 2nd-floor, year-round sleeping porch, adjoins the primary suite. Enjoy the wonders of daily sunsets in complete privacy. Baths in the home transformed w Venetian plaster walls, porcelain & marble finishes, & Waterworks fixtures. A new 1st-floor bedroom has soaking tub next to gas-log fireplace. Kitchen, dining, & pantry reimagined, w commercial dishwasher, GE Café fridge, & an 8-burner ILVE dual-fuel range set on the reworked Dewitt stone hearth. Historic copper & iron hardware, hardwood floors, wood trim have been thoughtfully preserved. Key improvements include an updated septic system, drilled-well, and restored porches on cottage & main house. The fully restored shake-sided cottage offers 2 bedrooms, new bath, kitchen, gas-log fireplace, & dedicated utilities. Ideal for guests or rental income. Visitors relax on the cottage's covered porch or stroll thru conifers to a private sunset sitting area. On nearly 2 acres, grounds enhanced w planted orchard. Insulated art studio w 2-bay roll-up doors & valley views. Historic charm w updated modern conveniences, incl 5G fiber. 280 feet from school bus, 5 minutes from Delhi, 12 miles frm Oneonta, & 2.5 hours from NYC.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$6,403/mo

Real estate (PITI + HOA + PMI)
$5,475
Principal + interest$3,628
Property tax + insurance$1,547
PMI / 2nd mortgage$300
Utilities
$2,268
Heating + cooling$982
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$6,403/mo TLC
Budget$6,903/mo
Remaining after TLC$500/mo
Purchase price
$800,000
Down payment
$40,000 (5%)
Loan amount
$760,000
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Victorian
Year built
1850
Lot size
1.82 ac
Stories
2
Heating
Electric, Propane, Oil, Baseboard, HotWater, Radiators
Cooling
Water
Well
HOA
Annual tax
$8,054
MLS #
R1620602
County
Delaware

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeGasOvenGasRangeGasWaterHeaterRefrigeratorWasher
Interior
BreakfastAreaDenSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomGuestAccommodationsGreatRoomHomeOfficeKitchenIslandKitchenFamilyRoomComboOtherPantrySeeRemarksSecondKitchenStorageNaturalWoodworkBedroomOnMainLevelConvertibleBedroomBathInPrimaryBedroomWorkshop
Exterior
BalconyDeckGravelDrivewayPropaneTankLeased
Parking
DetachedElectricityGarageHeatedGarageStorage
Flooring
Hardwood, Varies
Roof
Metal
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, RuralLot, Secluded

Neighborhood — 13753

MetricThis ZIPCountyUSA
Population3,53819,351,094299,088,112
Population Change Since1990-6.00%8.00%20.00%
Population Density39395
Male1,8089,381,926147,432,321
Female1,7309,969,168151,655,844
Never Married1,5304,946,39163,775,926
Married1,0737,166,701123,120,365
Separated2391,159,67312,639,686
Widowed1751,110,24515,467,586
Divorced1721,210,44823,075,029
Number Of House Hold8867,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age25.7536.5335.46
Median House Hold Income$43,124$49,847$48,276
Average House Hold Income$52,245$70,032$63,629
P C I$15,509$26,569$24,529
M D I$37,425$42,210$41,133
A T H E$45,041$54,185$50,898
S T R8.00%4.00%
W C J80.45%81.55%77.74%
(Zip) Code
13753

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/11/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.