CCertihomes
440 Armstrong Road, Geneva Town, NY 14456

$445,000

3 beds 2 baths 1,402 sqft Built 20055 days on marketActive

About this home

Discover the charm of Finger Lakes living at 440 Armstrong Road—a beautifully updated brick cottage with stunning views of Seneca Lake. Currently operating as a successful Airbnb, this turnkey property is ideal as a year-round residence, vacation home, or investment opportunity. Set up on the hill in a peaceful country setting just minutes from downtown Geneva, wineries, fine dining, and outdoor recreation, the home blends timeless character with thoughtful modern upgrades throughout. Inside, you’ll find a bright and stylish interior featuring three bedrooms, two full baths, central air conditioning, and tasteful finishes that offer both comfort and style. The full basement provides ample storage or potential for additional living and amenity space. Enjoy morning coffee or evening sunsets from the deck overlooking rolling countryside and lake views. Appliances are included, and furnishings are available for purchase separately—making this an effortless move or investment. *Property comes with an active Short Term Rental Permit from the City of Geneva*

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,373/mo

Real estate (PITI + HOA + PMI)
$3,976
Principal + interest$2,855
Property tax + insurance$954
PMI / 2nd mortgage$167
Utilities
$940
Heating + cooling$318
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$4,373/mo TLC
Budget$5,000/mo
Remaining after TLC$627/mo
Purchase price
$445,000
Down payment
$22,250 (5%)
Loan amount
$422,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
2005
Lot size
3.26 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Well
HOA
Annual tax
$5,984
MLS #
R1622130
County
Ontario

At a glance

Air conditioning
Fireplace
Basement

Home features

Appliances
DishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
LivingDiningRoomMainLevelPrimaryProgrammableThermostat
Exterior
DeckGravelDrivewayPrivateYardSeeRemarks
Parking
NoGarageOther
Flooring
Hardwood, LuxuryVinyl, Varies
Sewer
SepticTank

Lot features

PieShapedLot, RuralLot

Schools

Elementary
North Street Elementary
Middle
Geneva Middle
High
Geneva High

Neighborhood — 14456

MetricThis ZIPCountyUSA
Population22,22419,351,094299,088,112
Population Change Since19904.00%8.00%20.00%
Population Density295395
Male10,7099,381,926147,432,321
Female11,5169,969,168151,655,844
Never Married6,1524,946,39163,775,926
Married8,3527,166,701123,120,365
Separated8161,159,67312,639,686
Widowed1,5181,110,24515,467,586
Divorced1,6711,210,44823,075,029
Number Of House Hold7,9987,102,016111,826,380
Average House Hold Size2.552.642.60
Medial Age35.9436.5335.46
Median House Hold Income$40,133$49,847$48,276
Average House Hold Income$49,495$70,032$63,629
P C I$18,962$26,569$24,529
M D I$34,961$42,210$41,133
A T H E$43,346$54,185$50,898
S T R7.13%4.00%
W C J78.33%81.55%77.74%
(Zip) Code
14456

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/13/2025. Provided courtesy of NORCHAR, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.