CCertihomes
10830 Cosby Manor Road, Deerfield, NY 13502

$269,999

3 beds 3 baths 1,728 sqft Built 197434 days on marketActive

About this home

Step into a world of endless possibilities in this delightful Utica home. The heart of this 1728 sq. ft. masterpiece is the stunning living room, where soaring ceilings and abundant natural light create an inspiring atmosphere for both relaxation and entertainment. The room's focal point, a sleek wood stove, promises cozy evenings and a touch of rustic charm. The chef-inspired kitchen is a culinary dream come true, boasting modern stainless steel appliances, elegant light fixtures, and ample counter space. The herringbone backsplash adds a touch of sophistication, while the window above the sink offers serene views of the outdoors. Each of the three bedrooms is a tranquil retreat, with the primary bedroom offering a generous 290 sq. ft. of personal space. The bathrooms are thoughtfully designed, featuring stylish fixtures and soothing color palettes that create a spa-like ambiance. Throughout the home, gleaming hardwood floors and large windows create a seamless flow of space and light, enhancing the overall sense of openness. The property's location at 10830 Cosby Manor Rd provides the perfect balance of privacy and convenience. This home isn't just a place to live; it's an opportunity to elevate your lifestyle. Whether you're curling up with a book by the wood stove, preparing gourmet meals in the kitchen, or enjoying the tranquility of your spacious bedrooms, this property offers the canvas for you to paint your perfect life. Don't miss the chance to make this house your home and start living the life you've always dreamed of.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,308/mo

Real estate (PITI + HOA + PMI)
$2,666
Principal + interest$1,732
Property tax + insurance$833
PMI / 2nd mortgage$101
Utilities
$1,303
Heating + cooling$502
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,308/mo TLC
Budget$5,000/mo
Remaining after TLC$1,692/mo
Purchase price
$269,999
Down payment
$13,500 (5%)
Loan amount
$256,499
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
SplitLevel
Year built
1974
Lot size
0.5165 ac
Stories
1
Heating
Oil, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$6,244
MLS #
S1622156
County
Oneida

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
DryerDishwasherFreeStandingRangeOvenRefrigeratorSeeRemarksWaterHeaterWasher
Interior
EatInKitchen
Exterior
BlacktopDrivewayDeck
Parking
AttachedGarage
Flooring
Laminate, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13502

MetricThis ZIPCountyUSA
Population29,02519,351,094299,088,112
Population Change Since1990-17.00%8.00%20.00%
Population Density609395
Male13,8339,381,926147,432,321
Female15,1919,969,168151,655,844
Never Married7,9864,946,39163,775,926
Married10,1677,166,701123,120,365
Separated1,6221,159,67312,639,686
Widowed2,4011,110,24515,467,586
Divorced2,1801,210,44823,075,029
Number Of House Hold11,5857,102,016111,826,380
Average House Hold Size2.352.642.60
Medial Age38.1036.5335.46
Median House Hold Income$32,508$49,847$48,276
Average House Hold Income$40,951$70,032$63,629
P C I$17,157$26,569$24,529
M D I$28,880$42,210$41,133
A T H E$38,331$54,185$50,898
S T R9.00%4.00%
W C J81.13%81.55%77.74%
(Zip) Code
13502

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/13/2025. Provided courtesy of Brockway-Carpenter Real Estate LLC via Buffalo MLS. Information deemed reliable but not guaranteed.