CCertihomes
518 Pine Street, Watertown City, NY 13601

$10,000

0 beds 0 baths 11,359 sqft Built 19601 days on marketActive

About this home

This expansive 18-unit single-room occupancy (SRO) building offers exceptional flexibility, ideal for both residential living or office space. Perfect for investors, entrepreneurs, or developers, this property presents multiple options. Each unit is designed to maximize space, with access to multiple bathrooms equipped with tubs and showers, ensuring comfort and convenience. The fully-equipped kitchen boasts three stoves, sinks, dishwashers, and refrigerators, making meal preparation efficient and easy for any operation. The front office area is strategically located to serve as a hub for your business or operation, while the second level features a full apartment or a large administrator’s office—offering both privacy and ample workspace. Outside, the property is fenced for security, and the spacious backyard includes a storage shed. With parking for up to 20 cars, there’s no shortage of space for tenants, employees, or clients.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,558/mo

Real estate (PITI + HOA + PMI)
$572
Principal + interest$64
Property tax + insurance$504
PMI / 2nd mortgage$4
Utilities
$5,797
Heating + cooling$2,749
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,558/mo TLC
Budget$5,000/mo
Remaining after TLC$1,442/mo
Purchase price
$10,000
Down payment
$500 (5%)
Loan amount
$9,500
APR
7.15%

Quick facts

Type
Apartment
Style
Year built
1960
Lot size
0.7841 ac
Stories
2
Heating
Gas, Zoned, Baseboard
Cooling
Zoned
Water
HOA
Annual tax
MLS #
S1622124
County
Jefferson

At a glance

Basement

Home features

Parking
OnSite
Flooring
Linoleum, Vinyl
Roof
Metal
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/13/2025. Provided courtesy of North Star Real Estate & Property Management via Buffalo MLS. Information deemed reliable but not guaranteed.