CCertihomes
21 Prospect Street, Stamford, NY 12167

$274,888

3 beds 4 baths 3,911 sqft Built 198314 days on marketActive

About this home

OUTSTANDING * 3 (CAN BE 4) BEDROOM, 2 FULL BATH, 2 HALF BATH HOME IN CATSKILL MOUNTAINS * BEAUTIFUL VIEW * 1.1 ACRES IN THE VILLAGE SET BACK FROM ROAD * FOYER W/ C/T FLR * LARGE LIVING ROOM * ROOM OFF OF LIVING RM USE AS OFFICE/BEDRM * FRML DINING RM * LARGE KITCHEN W/ PENINSULA USED AS BREAKFAST BAR, C/T FLOOR & APPLIANCES (REF, PROPANE STOVE & DISHWASHER - ALL AS-IS COND) * LRG WALK-IN PANTRY * UPDATED HALF BATH W/ C/T FLR * MUD RM W/ C/T FLR * LARGE 1ST FLOOR PRIMARY SUITE W/ EXTRA ROOM * EN-SUITE PRIMARY FULL BATH W/ C/T FLR, C/T SURROUND & STAND-UP SHOWER STALL * 2ND FLR HAS 2 LRG BEDRMS * UPDATED FULL BATH W/ NEWER VANITY, C/T FLR & TUB W/ C/T SURROUND * HUGE PARTIALLY FINISHED BASEMENT W/ SEPERATE ENTRANCE * LRG PORTION IS USED AS TRAINING FACILITY - FLR IS COVERED W/ TRAINING MATS * HALF BATH * CEDAR CLOSET * LAUNDRY RM IN BASEMENT * TONS OF STORAGE * 2.5 CAR DETACHED GARAGE * HUGE FRONT TREX DECK (21x41) * COVERED WOOD DECK ATTACHED * BACK DECK * 50 YR ROOF ('06) * ELECTRIC HEAT * A MUST SEE *

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,894/mo

Real estate (PITI + HOA + PMI)
$2,798
Principal + interest$1,764
Property tax + insurance$931
PMI / 2nd mortgage$103
Utilities
$2,208
Heating + cooling$951
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$3,894/mo TLC
Budget$5,000/mo
Remaining after TLC$1,106/mo
Purchase price
$274,888
Down payment
$13,744 (5%)
Loan amount
$261,144
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1983
Lot size
1.1 ac
Stories
2
Heating
Electric, Propane, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$6,254
MLS #
B1622252
County
Delaware

At a glance

Basement
Garage (2)

Home features

Appliances
DishwasherElectricWaterHeaterFreeStandingRangeOvenRefrigerator
Interior
CeilingFansSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomHomeOfficeWalkInPantryBathInPrimaryBedroomMainLevelPrimaryPrimarySuite
Exterior
DeckGravelDriveway
Parking
DetachedElectricityGarageGarageDoorOpener
Flooring
Carpet, CeramicTile, Varies
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 12167

MetricThis ZIPCountyUSA
Population2,05119,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density35395
Male1,0019,381,926147,432,321
Female1,0509,969,168151,655,844
Never Married4364,946,39163,775,926
Married8997,166,701123,120,365
Separated1171,159,67312,639,686
Widowed1511,110,24515,467,586
Divorced1471,210,44823,075,029
Number Of House Hold8117,102,016111,826,380
Average House Hold Size2.432.642.60
Medial Age44.4836.5335.46
Median House Hold Income$36,403$49,847$48,276
Average House Hold Income$47,833$70,032$63,629
P C I$19,555$26,569$24,529
M D I$32,112$42,210$41,133
A T H E$42,488$54,185$50,898
S T R8.00%4.00%
W C J72.66%81.55%77.74%
(Zip) Code
12167

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/14/2025. Provided courtesy of Howard Hanna WNY Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.