CCertihomes
364 W 3rd Street, Elmira City, NY 14901

$63,500

3 beds 1 baths 1,442 sqft Built 19000 days on marketActive

About this home

Charming 3-bedroom, 1-bath two-story brick home in Elmira, currently used as an income-producing rental. Features a spacious living area, large kitchen with ample storage, and tall ceilings throughout. Includes a covered front porch, second-story balcony, and a deep backyard offering additional outdoor space. The lot stretches from Third Street to Alexander Place, providing rear parking access and the opportunity for a potential future garage or shed. Additional features are off-street parking, a full basement for storage, and a low-maintenance brick exterior. Conveniently located with access to area amenities and services, this property offers excellent investment potential or future owner-occupancy.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,385/mo

Real estate (PITI + HOA + PMI)
$784
Principal + interest$407
Property tax + insurance$353
PMI / 2nd mortgage$24
Utilities
$1,067
Heating + cooling$384
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,385/mo TLC
Budget$5,000/mo
Remaining after TLC$3,615/mo
Purchase price
$63,500
Down payment
$3,175 (5%)
Loan amount
$60,325
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.0936 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,814
MLS #
R1622294
County
Chemung

At a glance

Basement

Home features

Appliances
ElectricWaterHeaterGasOvenGasRangeRefrigerator
Interior
SeparateFormalDiningRoomEntranceFoyer
Exterior
DirtDriveway
Parking
NoGarageSharedDriveway
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
Slate, Tile
Sewer
Connected

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 14901

MetricThis ZIPCountyUSA
Population18,49319,351,094299,088,112
Population Change Since1990-12.00%8.00%20.00%
Population Density506395
Male8,6549,381,926147,432,321
Female9,8389,969,168151,655,844
Never Married4,6664,946,39163,775,926
Married5,6757,166,701123,120,365
Separated1,6661,159,67312,639,686
Widowed1,4541,110,24515,467,586
Divorced1,6921,210,44823,075,029
Number Of House Hold6,9477,102,016111,826,380
Average House Hold Size2.402.642.60
Medial Age34.9736.5335.46
Median House Hold Income$30,777$49,847$48,276
Average House Hold Income$38,456$70,032$63,629
P C I$15,610$26,569$24,529
M D I$27,482$42,210$41,133
A T H E$36,862$54,185$50,898
S T R8.00%4.00%
W C J81.61%81.55%77.74%
(Zip) Code
14901

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/14/2025. Provided courtesy of Cowanesque Lake Realty, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.