CCertihomes
25 North Street, Cortlandville, NY 13101

$139,000

8 beds 4 baths 3,535 sqft Built 183031 days on marketActive

About this home

Whether you are an investor or owner-occupier, this property is the perfect. This 3 unit on corner lot located in the Village of McGraw offers a great investment opportunity. Unit 1 offers 3 bedrooms, 2 bath with many updates which are still in the process. Updated kitchen, new floors, windows, paint, bathroom and this unit has washer and dryer, upstairs bedrooms will need to be finished. Unit 2offers 2 bedrooms, 1 bath with many updates. Unit 3 offers 2 bedrooms and 1 bath. Each unit has it's own utilities, separate entrances, and each unit is 2 stories. Owner has installed new porches, new furnaces, water heaters, electrical has been updated, all new piping for water, access to basement is in back of the unit and offers off street parking. There is a small backyard that runs along the creek. This investment needs some imagination and work, but the location is walking distance to schools, parks, small stores and pizza shop. Make your appt. to check out this great investment opportunity.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,531/mo

Real estate (PITI + HOA + PMI)
$1,389
Principal + interest$892
Property tax + insurance$445
PMI / 2nd mortgage$52
Utilities
$2,203
Heating + cooling$951
Internet + TV + phone$135
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$135
$2,531/mo TLC
Budget$5,000/mo
Remaining after TLC$2,469/mo
Purchase price
$139,000
Down payment
$6,950 (5%)
Loan amount
$132,050
APR
7.15%

Quick facts

Type
MultiFamily
Style
Triplex
Year built
1830
Lot size
0.1692 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,057
MLS #
S1622123
County
Cortland

At a glance

Basement

Home features

Appliances
ElectricWaterHeaterGasWaterHeater
Interior
CeilingFansNaturalWoodwork
Parking
TwoOrMoreSpaces
Flooring
Carpet, Hardwood, Laminate, Varies, Vinyl
Roof
Shingle
Sewer
Connected

Lot features

CornerLot, FloodZone, IrregularLot

Neighborhood — 13101

MetricThis ZIPCountyUSA
Population2,02019,351,094299,088,112
Population Change Since19908.00%8.00%20.00%
Population Density57395
Male1,0139,381,926147,432,321
Female1,0069,969,168151,655,844
Never Married3744,946,39163,775,926
Married8867,166,701123,120,365
Separated661,159,67312,639,686
Widowed991,110,24515,467,586
Divorced1631,210,44823,075,029
Number Of House Hold6907,102,016111,826,380
Average House Hold Size2.922.642.60
Medial Age35.8036.5335.46
Median House Hold Income$41,461$49,847$48,276
Average House Hold Income$46,856$70,032$63,629
P C I$16,005$26,569$24,529
M D I$36,189$42,210$41,133
A T H E$41,900$54,185$50,898
S T R8.00%4.00%
W C J66.48%81.55%77.74%
(Zip) Code
13101

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/14/2025. Provided courtesy of Yaman Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.