CCertihomes
457 N Union Street, Olean, NY 14760

$170,000

0 beds 0 baths 5,778 sqft Built 19020 days on marketActive

About this home

Prime downtown location with large store front windows for use as a business opportunity. This property includes 2 one bedroom efficiency apartments upstairs (30 x 28) for income or combine into condominium style living. Situated in a lively commercial area that blends small-town charm with business activity. Nearby, you'll find the popular Beef-N-Barrel Restaurant, known for its hearty meals, and Green Acres Cafe, a cozy spot for coffee and light bites. Tim Hortons is also close by. Additionally, Ray's Salon & Barbershop provides trusted grooming services in the vicinity. This location benefits from its proximity to these established businesses, making it an attractive spot for commercial ventures. Let me know if you'd like further refinements!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,792/mo

Real estate (PITI + HOA + PMI)
$2,007
Principal + interest$1,091
Property tax + insurance$852
PMI / 2nd mortgage$64
Utilities
$3,515
Heating + cooling$1,608
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,792/mo TLC
Budget$5,000/mo
Remaining after TLC$1,208/mo
Purchase price
$170,000
Down payment
$8,500 (5%)
Loan amount
$161,500
APR
7.15%

Quick facts

Type
MixedUse
Style
Year built
1902
Lot size
0.1045 ac
Stories
2
Heating
Other, SeeRemarks
Cooling
Other, SeeRemarks
Water
HOA
Annual tax
$5,466
MLS #
B1622445
County
Cattaraugus

Home features

Parking
OtherSeeRemarksSurfaced
Roof
Other, SeeRemarks
Sewer
Other, SeeRemarks

Lot features

Rectangular, RectangularLot

Neighborhood — 14760

MetricThis ZIPCountyUSA
Population18,73219,351,094299,088,112
Population Change Since1990-14.00%8.00%20.00%
Population Density294395
Male8,8619,381,926147,432,321
Female9,8719,969,168151,655,844
Never Married4,4284,946,39163,775,926
Married7,2587,166,701123,120,365
Separated1,0261,159,67312,639,686
Widowed1,3671,110,24515,467,586
Divorced1,4651,210,44823,075,029
Number Of House Hold7,0997,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age37.0536.5335.46
Median House Hold Income$35,386$49,847$48,276
Average House Hold Income$46,879$70,032$63,629
P C I$18,889$26,569$24,529
M D I$31,259$42,210$41,133
A T H E$41,723$54,185$50,898
S T R8.00%4.00%
W C J84.88%81.55%77.74%
(Zip) Code
14760

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/14/2025. Provided courtesy of Recckio R.E. & Development, Inc via Buffalo MLS. Information deemed reliable but not guaranteed.