CCertihomes
53 Payne Street, Hamilton, NY 13346

$609,000

6 beds 4 baths 2,272 sqft Built 19480 days on marketActive

About this home

Charming brick home located in the heart of Hamilton's village offers great location, amazing spaces within & a quick walk to Colgate University, 7 Oaks, & all things Hamilton! Large and comfortable spaces within, currently used as a B & B this spacious home comes completely furnished & turnkey, making your next investment or move quick & easy! With 6 BR, 3.5 B- all nicely turned out, this surprisingly spacious homestead offers great space for a large family or anyone who likes a little more...! Two car garage plus driveway space for an extra vehicle and full utility type basement offer more storage space. A lovely house in a handsome village to call home~

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$6,712/mo

Real estate (PITI + HOA + PMI)
$6,088
Principal + interest$3,908
Property tax + insurance$1,952
PMI / 2nd mortgage$228
Utilities
$1,516
Heating + cooling$606
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$6,712/mo TLC
Budget$7,212/mo
Remaining after TLC$500/mo
Purchase price
$609,000
Down payment
$30,450 (5%)
Loan amount
$578,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
1948
Lot size
0.69 ac
Stories
0
Heating
Oil, Baseboard, Electric, Radiators, Steam
Cooling
WindowUnits
Water
Connected, Public
HOA
Annual tax
$15,776
MLS #
S1621890
County
Madison

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
BuiltInRefrigeratorDryerDishwasherExhaustFanElectricWaterHeaterGasCooktopGasOvenGasRangeMicrowaveRefrigeratorRangeHoodWasher
Interior
EntranceFoyerEatInKitchenFrenchDoorsAtriumDoorsFurnishedSeparateFormalLivingRoomCountryKitchenLivingDiningRoomOtherPantrySeeRemarksSolidSurfaceCountersBedroomOnMainLevelBathInPrimaryBedroomWorkshop
Exterior
BlacktopDrivewayDeck
Parking
AttachedElectricityGarageWorkshopInGarageDrivewayGarageDoorOpener
Flooring
Hardwood, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 13346

MetricThis ZIPCountyUSA
Population5,64719,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density158395
Male2,6529,381,926147,432,321
Female2,9959,969,168151,655,844
Never Married2,7974,946,39163,775,926
Married1,4537,166,701123,120,365
Separated3111,159,67312,639,686
Widowed2601,110,24515,467,586
Divorced2911,210,44823,075,029
Number Of House Hold1,3217,102,016111,826,380
Average House Hold Size2.522.642.60
Medial Age22.3536.5335.46
Median House Hold Income$41,200$49,847$48,276
Average House Hold Income$57,800$70,032$63,629
P C I$16,324$26,569$24,529
M D I$35,877$42,210$41,133
A T H E$48,231$54,185$50,898
S T R8.00%4.00%
W C J85.59%81.55%77.74%
(Zip) Code
13346

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/14/2025. Provided courtesy of Susie Gustafson R.E., LLC via Buffalo MLS. Information deemed reliable but not guaranteed.