CCertihomes
130 N Indiana Avenue, Watertown City, NY 13601

$170,000

4 beds 1 baths 1,624 sqft Built 190029 days on marketActive

About this home

Beautiful Turn of the Century Home with 4 bedrooms and 1 bathroom close to most amenities. This home has a formal dining room with a beautiful (non- operational) fireplace, breakfast area off the kitchen, gorgeous entryway with original woodwork and staircase. There is a partially fenced back yard, open front and back porches that are covered, paved driveway, and 1 car garage.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,201/mo

Real estate (PITI + HOA + PMI)
$1,556
Principal + interest$1,091
Property tax + insurance$401
PMI / 2nd mortgage$64
Utilities
$1,235
Heating + cooling$468
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,201/mo TLC
Budget$5,000/mo
Remaining after TLC$2,799/mo
Purchase price
$170,000
Down payment
$8,500 (5%)
Loan amount
$161,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.1377 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,173
MLS #
S1618059
County
Jefferson

At a glance

Basement
Garage (1)

Home features

Appliances
DryerGasOvenGasRangeGasWaterHeaterRefrigeratorWasher
Interior
EatInKitchenSeparateFormalLivingRoom
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Hardwood, Laminate, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/14/2025. Provided courtesy of North Star Real Estate & Property Management via Buffalo MLS. Information deemed reliable but not guaranteed.