CCertihomes
0 State Highway 23, Oneonta, NY 13861

$42,500

0 beds 0 baths 0 days on marketActive

About this home

Ready to build your next home? Here's the lot for you. This West Oneonta lot is ready to go, with a newly installed well and approved septic plans. Convenient location, easy to view... schedule a look at it today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$762/mo

Real estate (PITI + HOA + PMI)
$385
Principal + interest$273
Property tax + insurance$96
PMI / 2nd mortgage$16
Utilities
$601
Heating + cooling$150
Internet + TV + phone$135
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$135
$762/mo TLC
Budget$5,000/mo
Remaining after TLC$4,238/mo
Purchase price
$42,500
Down payment
$2,125 (5%)
Loan amount
$40,375
APR
7.15%

Quick facts

Type
UnimprovedLand
Style
Year built
Lot size
0.85 ac
Stories
0
Heating
Cooling
Water
Well
HOA
Annual tax
$363
MLS #
R1622591
County
Otsego

Home features

Parking
NoDriveway
Sewer
Other, SepticApproved, SeeRemarks

Lot features

IrregularLot, RuralLot, GentleSloping, RollingSlope

Neighborhood — 13861

MetricThis ZIPCountyUSA
Population19919,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density20395
Male999,381,926147,432,321
Female1009,969,168151,655,844
Never Married304,946,39163,775,926
Married1097,166,701123,120,365
Separated51,159,67312,639,686
Widowed71,110,24515,467,586
Divorced171,210,44823,075,029
Number Of House Hold777,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age41.8336.5335.46
Median House Hold Income$40,832$49,847$48,276
Average House Hold Income$45,896$70,032$63,629
P C I$17,802$26,569$24,529
M D I$36,874$42,210$41,133
A T H E$41,267$54,185$50,898
S T R8.00%4.00%
W C J65.62%81.55%77.74%
(Zip) Code
13861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/14/2025. Provided courtesy of Oneonta Realty LLC via Buffalo MLS. Information deemed reliable but not guaranteed.