CCertihomes
38 Cedar Street, Rochester, NY 14611

$89,000

3 beds 1 baths 1,429 sqft Built 18902 days on marketActive

About this home

Great opportunity for an investor or owner-occupant! This single-family home offers three bedrooms and one bathroom with generous living space throughout. The property is fully functional and ready for use, with the potential for updates. Features include an enclosed porch, spacious layout, plenty of basement space and natural light throughout. A solid option for those looking to build equity or customize their living space. The property being sold as-is.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,522/mo

Real estate (PITI + HOA + PMI)
$927
Principal + interest$571
Property tax + insurance$323
PMI / 2nd mortgage$33
Utilities
$1,063
Heating + cooling$377
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,522/mo TLC
Budget$5,000/mo
Remaining after TLC$3,478/mo
Purchase price
$89,000
Down payment
$4,450 (5%)
Loan amount
$84,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1890
Lot size
0.0485 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,202
MLS #
R1622084
County
Monroe

At a glance

Basement

Home features

Appliances
ElectricOvenElectricRangeGasWaterHeaterRefrigerator
Interior
AtticSeparateFormalLivingRoomOtherSeeRemarksBedroomOnMainLevel
Exterior
BlacktopDrivewayEnclosedPorchFullyFencedPorch
Parking
NoGarage
Flooring
Hardwood, Laminate, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14611

MetricThis ZIPCountyUSA
Population19,16519,351,094299,088,112
Population Change Since1990-9.00%8.00%20.00%
Population Density6,274395
Male9,0039,381,926147,432,321
Female10,1629,969,168151,655,844
Never Married6,2914,946,39163,775,926
Married3,8407,166,701123,120,365
Separated1,4751,159,67312,639,686
Widowed1,0041,110,24515,467,586
Divorced1,6131,210,44823,075,029
Number Of House Hold7,0357,102,016111,826,380
Average House Hold Size2.672.642.60
Medial Age30.6036.5335.46
Median House Hold Income$27,718$49,847$48,276
Average House Hold Income$35,076$70,032$63,629
P C I$13,417$26,569$24,529
M D I$25,051$42,210$41,133
A T H E$34,915$54,185$50,898
S T R8.00%4.00%
W C J75.49%81.55%77.74%
(Zip) Code
14611

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/15/2025. Provided courtesy of R Realty Rochester LLC via Buffalo MLS. Information deemed reliable but not guaranteed.