CCertihomes
123 Water Street, Carroll, NY 14738

$254,900

2 beds 2 baths 952 sqft Built 199222 days on marketActive

About this home

Step into this pristine self-built raised ranch in the heart of Frewsburg. The home features 2 bedrooms with the potential for a third, offering ample space for a family or guests. Situated on just over 5 acres, this property provides breathtaking views. Approximately 4 acres of the land is wooded, making it ideal for outdoor adventurers. Impeccable drainage surrounds the home, ensuring the land remains pristine and well-maintained. For added convenience, the garage is located under the home, making it easy to access in all weather conditions. An outstanding feature of this property is the finished basement, offering over 500 square feet of additional living space. This area includes: large family room, bonus room could be tailored to a bedroom or office and a laundry room equipped with a half bath, 2-year gas hot water boiler and 2011 boiler mate ensuring efficient and reliable service. Leading to the first level, you are welcomed into a stunning living room boasting cathedral tongue-and-groove knotty pine ceilings, this room is flooded with natural light from custom windows and skylights. The kitchen and dining room combo offer a cozy feel, perfect for intimate meals and entertaining friends. Extra closet space down the hall with two well-sized bedrooms and full bath. This home, filled with love and care, is truly turnkey for the next lucky owner.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,763/mo

Real estate (PITI + HOA + PMI)
$2,330
Principal + interest$1,636
Property tax + insurance$598
PMI / 2nd mortgage$96
Utilities
$835
Heating + cooling$248
Internet + TV + phone$173
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$173
$2,763/mo TLC
Budget$5,000/mo
Remaining after TLC$2,237/mo
Purchase price
$254,900
Down payment
$12,745 (5%)
Loan amount
$242,155
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
RaisedRanch
Year built
1992
Lot size
5.17 ac
Stories
1
Heating
Gas, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$3,972
MLS #
R1621818
County
Chautauqua

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DryerDishwasherGasOvenGasRangeGasWaterHeaterRefrigeratorWasher
Interior
CeilingFansCathedralCeilingsEatInKitchenLivingDiningRoomSlidingGlassDoorsSolidSurfaceCountersSkylightsWindowTreatmentsBedroomOnMainLevelWorkshop
Exterior
BalconyGravelDriveway
Parking
UndergroundElectricityGarageDoorOpener
Flooring
Carpet, Tile, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

Agricultural, IrregularLot, RuralLot

Schools

Elementary
Robert H Jackson Elementary
Middle
Other - See Remarks
High
Frewsburg Junior-Senior High

Neighborhood — 14738

MetricThis ZIPCountyUSA
Population6,05619,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density85395
Male2,9979,381,926147,432,321
Female3,0589,969,168151,655,844
Never Married1,0574,946,39163,775,926
Married2,8437,166,701123,120,365
Separated1471,159,67312,639,686
Widowed4781,110,24515,467,586
Divorced4441,210,44823,075,029
Number Of House Hold2,1857,102,016111,826,380
Average House Hold Size2.732.642.60
Medial Age40.3836.5335.46
Median House Hold Income$41,085$49,847$48,276
Average House Hold Income$47,826$70,032$63,629
P C I$18,294$26,569$24,529
M D I$35,730$42,210$41,133
A T H E$42,468$54,185$50,898
S T R8.00%4.00%
W C J77.17%81.55%77.74%
(Zip) Code
14738

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/15/2025. Provided courtesy of Real Estate Advantage via Buffalo MLS. Information deemed reliable but not guaranteed.