CCertihomes
1091 Ruie Road, North Tonawanda, NY 14120

$199,000

2 beds 1 baths 1,029 sqft Built 188015 days on marketActive

About this home

Charming 1880 Bungalow with a tree line setting. This home sits on 2.6 Acres of land. Hardwood & laminate flooring – some appliances included. Step back in time with this adorable home full of vintage charm and potential. Great for a do-it yourselfer or just move in! Property is being sold “as is” – Motivated seller. Seller is unable to do any repairs due to Home Inspection or Bank Appraisal. New mini-split A/C/heating system. Blown insulation in all the walls and the attic. Windows are fairly new. Don't miss out, buy it as a residence or use it as an income property. There is enough space for 8 cars or more to park. ADT monitoring and alarm system with two window alerts, two door alerts and a sensor in the dining room to detect movement over 80 lbs. Sip your coffee on the front porch and watch the natural habitat that surrounds North Tonawanda pass by. Stores and shops nearby for your convenience. Minutes from the Falls or Buffalo.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,281/mo

Real estate (PITI + HOA + PMI)
$1,832
Principal + interest$1,277
Property tax + insurance$480
PMI / 2nd mortgage$75
Utilities
$856
Heating + cooling$274
Internet + TV + phone$142
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$142
$2,281/mo TLC
Budget$5,000/mo
Remaining after TLC$2,719/mo
Purchase price
$199,000
Down payment
$9,950 (5%)
Loan amount
$189,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Bungalow
Year built
1880
Lot size
2.6 ac
Stories
1
Heating
Electric
Cooling
WallUnits
Water
Connected, Public
HOA
Annual tax
$3,107
MLS #
B1622431
County
Niagara

At a glance

Air conditioning

Home features

Appliances
DryerGasCooktopGasWaterHeaterRefrigeratorWasher
Interior
EatInKitchenOtherSeeRemarks
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Hardwood, Laminate, Varies
Sewer
Connected

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 14120

MetricThis ZIPCountyUSA
Population38,23619,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density1,140395
Male18,6299,381,926147,432,321
Female19,6079,969,168151,655,844
Never Married8,0874,946,39163,775,926
Married17,9027,166,701123,120,365
Separated7471,159,67312,639,686
Widowed2,4051,110,24515,467,586
Divorced2,4731,210,44823,075,029
Number Of House Hold14,6047,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.4336.5335.46
Median House Hold Income$47,037$49,847$48,276
Average House Hold Income$54,460$70,032$63,629
P C I$20,940$26,569$24,529
M D I$40,271$42,210$41,133
A T H E$46,240$54,185$50,898
S T R8.00%4.00%
W C J75.73%81.55%77.74%
(Zip) Code
14120

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/15/2025. Provided courtesy of Howard Hanna WNY Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.