CCertihomes
1127 Academy Street, Watertown City, NY 13601

$254,900

4 beds 3 baths 2,783 sqft Built 192024 days on marketActive

About this home

Welcome to 1127 Academy Street – just minutes from downtown Watertown and convenient to Fort Drum. Enter through the front door right into the charming foyer, to the left is a spacious living room with a wood burning fire place. Off the living room is a formal dining room with an additional bonus room. Walk through to the kitchen which has granite counter tops and lots of natural light. There is a connecting room with full laundry hook up and a half bath. There is a little hall way just off the kitchen with a pantry closet as well as shoe and coat closet. down the stairs is driveway enterance and your stair way to the partially finished basement and bathroom complete with a stand up shower.. On the second floor of the house you will find the primary bedroom with more natural light shining in. There are three more additional bedrooms on this floor as well as a full bathroom. In the hallway there is stair case access to a spacious storage area. This home is situated on a .34 acre lot, it is partially fenced in and has mature trees and greenery. There is a two car detached garage as well as a work shop. Come see all that this Watertown home has to offer!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,411/mo

Real estate (PITI + HOA + PMI)
$2,518
Principal + interest$1,636
Property tax + insurance$786
PMI / 2nd mortgage$96
Utilities
$1,795
Heating + cooling$748
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,411/mo TLC
Budget$5,000/mo
Remaining after TLC$1,589/mo
Purchase price
$254,900
Down payment
$12,745 (5%)
Loan amount
$242,155
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1920
Lot size
0.3444 ac
Stories
0
Heating
Electric, Gas, Wood, Baseboard, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$5,290
MLS #
S1622602
County
Jefferson

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
ElectricCooktopElectricOvenElectricRangeDisposalGasWaterHeaterMicrowaveRefrigerator
Interior
CeilingFansDenSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomGraniteCountersPantryWorkshop
Exterior
BlacktopDrivewayFence
Parking
DetachedGarage
Flooring
Hardwood, LuxuryVinyl, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/15/2025. Provided courtesy of TLC Real Estate LLC - Carthage via Buffalo MLS. Information deemed reliable but not guaranteed.