CCertihomes
15 Gifford Avenue, Busti, NY 14750

$145,000

1 beds 1 baths 618 sqft Built 19202 days on marketActive

About this home

Welcome to 15 Gifford Avenue in Lakewood, NY—a charming and well-maintained 1-bedroom, 1-bath lake cottage situated on a spacious double lot totaling 10, 600 square feet (0.25 acres). Located in a warm and welcoming neighborhood just a short walk from Chautauqua Lake, this inviting home offers an ideal blend of comfort, simplicity, and convenience. The flat lot is easy to maintain and features an asphalt driveway with ample off-street parking—perfect for guests or boat storage. Inside, the space is cozy and clean, with furnishings included, along with window A/C units to keep things cool in the summer months. Residents have the option to join a nearby informal dock association for seasonal lake access, with an annual fee of approximately $135—an affordable way to enjoy boating and the waterfront lifestyle without the expense of private lake frontage. Whether you're looking for a relaxing weekend getaway or a year-round residence, this lovely cottage in one of Lakewood’s most desirable neighborhoods is a rare find. Don’t miss your chance to experience the charm of lakeside living at 15 Gifford Avenue.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,663/mo

Real estate (PITI + HOA + PMI)
$1,271
Principal + interest$930
Property tax + insurance$287
PMI / 2nd mortgage$54
Utilities
$669
Heating + cooling$165
Internet + TV + phone$173
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$173
$1,663/mo TLC
Budget$5,000/mo
Remaining after TLC$3,337/mo
Purchase price
$145,000
Down payment
$7,250 (5%)
Loan amount
$137,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage
Year built
1920
Lot size
0.1194 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
WindowUnits
Water
Connected, Public
HOA
Annual tax
$1,578
MLS #
R1619149
County
Chautauqua

At a glance

Air conditioning

Home features

Appliances
DryerGasOvenGasRangeGasWaterHeaterRefrigeratorWasher
Interior
CeilingFansEatInKitchenSeparateFormalLivingRoomLivingDiningRoomPartiallyFurnishedSolidSurfaceCountersWindowTreatmentsBedroomOnMainLevelMainLevelPrimary
Exterior
BlacktopDriveway
Parking
NoGarage
Flooring
Varies, Vinyl
Roof
Metal
Sewer
Connected

Lot features

CornerLot, NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Schools

Elementary
Southwestern Elementary
Middle
Southwestern Middle
High
Southwestern Senior High

Neighborhood — 14750

MetricThis ZIPCountyUSA
Population3,62319,351,094299,088,112
Population Change Since1990-9.00%8.00%20.00%
Population Density296395
Male1,7249,381,926147,432,321
Female1,8989,969,168151,655,844
Never Married6024,946,39163,775,926
Married1,6957,166,701123,120,365
Separated791,159,67312,639,686
Widowed2741,110,24515,467,586
Divorced3961,210,44823,075,029
Number Of House Hold1,5327,102,016111,826,380
Average House Hold Size2.362.642.60
Medial Age44.2536.5335.46
Median House Hold Income$43,749$49,847$48,276
Average House Hold Income$61,376$70,032$63,629
P C I$25,953$26,569$24,529
M D I$38,099$42,210$41,133
A T H E$50,189$54,185$50,898
S T R8.00%4.00%
W C J78.83%81.55%77.74%
(Zip) Code
14750

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/15/2025. Provided courtesy of Lake Homes Realty via Buffalo MLS. Information deemed reliable but not guaranteed.