CCertihomes
242 Home Street, Elmira City, NY 14904

$79,900

2 beds 1 baths 888 sqft Built 195123 days on marketActive

About this home

Charming 2-bedroom ranch on Elmira’s Southside offering 888 sq ft of comfortable living space and a spacious, flat yard—perfect for outdoor enjoyment. One of the bedrooms is oversized and was previously two separate rooms, making it easy to convert back to a 3-bedroom layout. Enjoy the convenience of first-floor laundry just off the kitchen. Recent updates include a newer roof and furnace, providing peace of mind. With a little flooring and paint, this home is a great opportunity to build instant equity.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,312/mo

Real estate (PITI + HOA + PMI)
$854
Principal + interest$513
Property tax + insurance$311
PMI / 2nd mortgage$30
Utilities
$793
Heating + cooling$247
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,312/mo TLC
Budget$5,000/mo
Remaining after TLC$3,688/mo
Purchase price
$79,900
Down payment
$3,995 (5%)
Loan amount
$75,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1951
Lot size
0.1957 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,425
MLS #
R1622946
County
Chemung

Home features

Appliances
DryerElectricOvenElectricRangeGasWaterHeaterRefrigeratorWasher
Interior
CeilingFansDiningAreaBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
NoGarage
Flooring
Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14904

MetricThis ZIPCountyUSA
Population11,94419,351,094299,088,112
Population Change Since1990-13.00%8.00%20.00%
Population Density2,198395
Male5,6529,381,926147,432,321
Female6,2929,969,168151,655,844
Never Married2,6984,946,39163,775,926
Married4,2197,166,701123,120,365
Separated4691,159,67312,639,686
Widowed6931,110,24515,467,586
Divorced1,2471,210,44823,075,029
Number Of House Hold4,5027,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age34.8736.5335.46
Median House Hold Income$34,773$49,847$48,276
Average House Hold Income$41,040$70,032$63,629
P C I$15,691$26,569$24,529
M D I$30,790$42,210$41,133
A T H E$38,420$54,185$50,898
S T R8.00%4.00%
W C J77.96%81.55%77.74%
(Zip) Code
14904

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/16/2025. Provided courtesy of Keller Williams Realty Southern Tier & Finger Lakes via Buffalo MLS. Information deemed reliable but not guaranteed.