CCertihomes
424 Loder Street, Barton, NY 14892

$164,500

4 beds 2 baths 1,622 sqft Built 189015 days on marketActive

About this home

Welcome to this beautifully renovated 4-bedroom, 1.5-bathroom home nestled in the peaceful and welcoming community of Waverly, New York. This home offers the perfect blend of comfort and peace of mind for today’s homeowner. Recent renovations throughout mean you can move right in without the worry of major repairs or updates. Enjoy a fresh and stylish interior, spacious living areas, and a functional layout ideal for everyday living. The half bath adds convenience, and the thoughtful upgrades throughout make this home as efficient as it is inviting. One bedroom is situated on the first floor for those looking for lower level living. Located in the vibrant Village of Waverly, you’ll appreciate small-town living with the convenience of nearby parks, schools, and local shops. With a strong sense of community and easy access to major routes, Waverly is a hidden gem in the Southern Tier. Whether you’re a first-time buyer or looking to downsize, this move-in ready home is a must-see!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,438/mo

Real estate (PITI + HOA + PMI)
$1,794
Principal + interest$1,055
Property tax + insurance$677
PMI / 2nd mortgage$62
Utilities
$1,229
Heating + cooling$465
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,438/mo TLC
Budget$5,000/mo
Remaining after TLC$2,562/mo
Purchase price
$164,500
Down payment
$8,225 (5%)
Loan amount
$156,275
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1890
Lot size
0.06 ac
Stories
2
Heating
Electric, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$5,528
MLS #
R1622881
County
Tioga

At a glance

Basement

Home features

Appliances
DishwasherElectricOvenElectricRangeElectricWaterHeaterRefrigerator
Interior
CeilingFansSeparateFormalDiningRoom
Exterior
GravelDriveway
Parking
Carport
Flooring
Carpet, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 14892

MetricThis ZIPCountyUSA
Population8,02319,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density196395
Male3,8099,381,926147,432,321
Female4,2149,969,168151,655,844
Never Married1,5124,946,39163,775,926
Married3,4677,166,701123,120,365
Separated3181,159,67312,639,686
Widowed5931,110,24515,467,586
Divorced7251,210,44823,075,029
Number Of House Hold3,0217,102,016111,826,380
Average House Hold Size2.572.642.60
Medial Age39.7036.5335.46
Median House Hold Income$37,140$49,847$48,276
Average House Hold Income$40,153$70,032$63,629
P C I$17,161$26,569$24,529
M D I$32,576$42,210$41,133
A T H E$37,957$54,185$50,898
S T R8.00%4.00%
W C J79.52%81.55%77.74%
(Zip) Code
14892

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/16/2025. Provided courtesy of Warren Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.