CCertihomes
8393 State Highway 7, Maryland, NY 12155

$115,000

3 beds 2 baths 2,106 sqft Built 185013 days on marketActive

About this home

Charming 1850 farmhouse with so much potential! Bright living room features a cozy wood stove, Two sets of stairs, located on opposite ends of the downstairs its own staircase leading upstairs. The dining room also has a separate staircase, provide easy access to the 3 spacious bedrooms and a unique bonus room that could be a library, secret hideaway, or office. A breezeway connects the house to a convenient laundry room, and from there, you can easily access the kitchen. The attached garage has additional possibility, with upstairs space that could be transformed into a fun game room or entertainment area. Spanning 2106 sq ft, this home offers plenty of space to make it own. Needs some TLC, especially on the roof, but could be a dream home with some love and care.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,865/mo

Real estate (PITI + HOA + PMI)
$1,106
Principal + interest$738
Property tax + insurance$325
PMI / 2nd mortgage$43
Utilities
$1,424
Heating + cooling$564
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$1,865/mo TLC
Budget$5,000/mo
Remaining after TLC$3,135/mo
Purchase price
$115,000
Down payment
$5,750 (5%)
Loan amount
$109,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1850
Lot size
1.23 ac
Stories
0
Heating
Oil, Baseboard
Cooling
Water
Well
HOA
Annual tax
$1,613
MLS #
R1622932
County
Otsego

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
ConvectionOvenElectricCooktopElectricWaterHeaterFreezerRefrigeratorWasher
Interior
DiningAreaSeparateFormalDiningRoomCountryKitchenKitchenIsland
Exterior
BlacktopDriveway
Parking
AttachedGarageWorkshopInGarage
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
Asphalt
Sewer
SepticTank

Lot features

IrregularLot

Neighborhood — 12155

MetricThis ZIPCountyUSA
Population1,40319,351,094299,088,112
Population Change Since199010.00%8.00%20.00%
Population Density23395
Male6929,381,926147,432,321
Female7109,969,168151,655,844
Never Married2714,946,39163,775,926
Married6857,166,701123,120,365
Separated461,159,67312,639,686
Widowed1081,110,24515,467,586
Divorced721,210,44823,075,029
Number Of House Hold5327,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age40.9936.5335.46
Median House Hold Income$37,783$49,847$48,276
Average House Hold Income$43,047$70,032$63,629
P C I$16,325$26,569$24,529
M D I$33,101$42,210$41,133
A T H E$39,689$54,185$50,898
S T R8.00%4.00%
W C J78.22%81.55%77.74%
(Zip) Code
12155

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/16/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.