CCertihomes
4944 State Highway 28, Hartwick, NY 13326

$599,000

11 beds 0 baths 7,976 sqft Built 194023 days on marketActive

About this home

SUCCESSFUL, MULTIFACETED BUSINESS OPPORTUNITY! Please call for detailed information on this multi-family/ commercial space. Long rental history in place. Great opportunity to make much more income! All apartments in great condition...well maintained! This property is perfect for an entrepreneur looking to open a business on a well travel road, with high visibility! 1 Commercial space, 3 apartments, 1 singlewide, 1 doublewide and 1 land lease keep the income flowing! The sunny, open commercial space provides 700 square feet of design flexibility, a bathroom and closet in the reception area! Propane fired splits for heat and air conditioning. The options are endless! The main building houses 3 apartments (2 apartments have 2 bedrooms, 1 bath), 1 apartment includes 1 bedroom, 1 bath. 2 car garage, 1 commercial space with 1/2 bath. Tons of walk-up attic storage!! Located behind the main building is a 1 singlewide including 2 bedroom, 1 bath!! 1 DOUBLEWIDE including 3 bedrooms, 2 baths, Open large kitchen, dining room and living room combo, back deck. 1 privately owned trailer and shed (NOT INCLUDED IN SALE). This trailer pays a land lease. All leases are in place until February 2026.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$7,512/mo

Real estate (PITI + HOA + PMI)
$5,532
Principal + interest$3,843
Property tax + insurance$1,464
PMI / 2nd mortgage$225
Utilities
$4,227
Heating + cooling$1,964
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$7,512/mo TLC
Budget$8,012/mo
Remaining after TLC$500/mo
Purchase price
$599,000
Down payment
$29,950 (5%)
Loan amount
$569,050
APR
7.15%

Quick facts

Type
Other
Style
Year built
1940
Lot size
1.46 ac
Stories
1
Heating
Ductless, Propane, Baseboard, Electric, ForcedAir, HotWater
Cooling
Ductless, WallUnits
Water
Well
HOA
Annual tax
$7,114
MLS #
R1622657
County
Otsego

At a glance

Air conditioning

Home features

Appliances
ElectricWaterHeater
Exterior
GravelDriveway
Parking
TwoSpaces
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
Asphalt, Metal
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13326

MetricThis ZIPCountyUSA
Population3,81019,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density36395
Male1,7999,381,926147,432,321
Female2,0119,969,168151,655,844
Never Married7654,946,39163,775,926
Married1,6347,166,701123,120,365
Separated2081,159,67312,639,686
Widowed3161,110,24515,467,586
Divorced3221,210,44823,075,029
Number Of House Hold1,5277,102,016111,826,380
Average House Hold Size2.382.642.60
Medial Age43.4736.5335.46
Median House Hold Income$40,416$49,847$48,276
Average House Hold Income$59,358$70,032$63,629
P C I$25,254$26,569$24,529
M D I$35,279$42,210$41,133
A T H E$49,029$54,185$50,898
S T R8.00%4.00%
W C J84.71%81.55%77.74%
(Zip) Code
13326

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/16/2025. Provided courtesy of Cedar Ridge Realty via Buffalo MLS. Information deemed reliable but not guaranteed.