CCertihomes
331 Pardee Road, Russia, NY 13438

$599,000

3 beds 2 baths 1,640 sqft Built 200523 days on marketActive

About this home

Welcome to the Adirondacks! Year-round waterfront home on Lake Gay, custom-built in 2005, nestled within the Adirondack Park. A secluded, peaceful haven, surrounded by nature, only a half-hour's drive from Utica. A generous and open layout with lake views from every window. 3-4 bedrooms, two full bathrooms, a finished walkout basement. cathedral ceilings, stone fireplace, master bedroom with an exit door to the porch that overlooks the lake. The custom kitchen impresses with cabinet pull-out drawers for convenience. A sizable 2.5-stall garage, complete with storage space upstairs. The wrap-around porch and lower-level patio contribute to the home's overall charm. Experience the tranquility with 90' waterfrontage on Lake Gay, a private, non-motorized body of water. Automatic generator for peace of mind. Welcome home to this unparalleled piece of paradise!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,487/mo

Real estate (PITI + HOA + PMI)
$5,077
Principal + interest$3,843
Property tax + insurance$999
HOA$10
PMI / 2nd mortgage$225
Utilities
$1,097
Heating + cooling$394
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$5,487/mo TLC
Budget$5,987/mo
Remaining after TLC$500/mo
Purchase price
$599,000
Down payment
$29,950 (5%)
Loan amount
$569,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
2005
Lot size
0.7 ac
Stories
2
Heating
Propane, ForcedAir
Cooling
Water
Well
HOA
$120 / Annually
Annual tax
$4,641
MLS #
S1622926
County
Herkimer

At a glance

Fireplace
Basement
Garage (2)
Waterfront

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
CathedralCeilingsSeparateFormalDiningRoomSeparateFormalLivingRoomHomeOfficeKitchenIslandPullDownAtticStairsSlidingGlassDoors
Exterior
GravelDrivewayPatioPropaneTankLeased
Parking
DetachedGarageStorageGarageDoorOpener
Flooring
Carpet, Laminate, Tile, Varies, Vinyl
Sewer
SepticTank

Lot features

PieShapedLot

Neighborhood — 13438

MetricThis ZIPCountyUSA
Population1,80119,351,094299,088,112
Population Change Since19905.00%8.00%20.00%
Population Density19395
Male9209,381,926147,432,321
Female8819,969,168151,655,844
Never Married2914,946,39163,775,926
Married9167,166,701123,120,365
Separated601,159,67312,639,686
Widowed841,110,24515,467,586
Divorced1321,210,44823,075,029
Number Of House Hold6957,102,016111,826,380
Average House Hold Size2.592.642.60
Medial Age41.5436.5335.46
Median House Hold Income$41,874$49,847$48,276
Average House Hold Income$53,014$70,032$63,629
P C I$20,461$26,569$24,529
M D I$36,597$42,210$41,133
A T H E$45,485$54,185$50,898
S T R9.00%4.00%
W C J81.97%81.55%77.74%
(Zip) Code
13438

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/16/2025. Provided courtesy of Coldwell Banker Prime Properties via Buffalo MLS. Information deemed reliable but not guaranteed.