CCertihomes
48 Main Street, Maryland, NY 12155

$189,000

6 beds 2 baths 2,504 sqft Built 18572 days on marketActive

About this home

A Rare Opportunity to Own a Piece of History! Proudly family-owned for over eight decades, this stately 1857 Historic Home is now available for the next chapter in its story. Situated on a generous corner lot just under an acre, this property offers a unique blend of vintage charm and ample living space. Inside, you’ll find six bedrooms and two full bathrooms, providing flexibility for large families, hobbyists, or collectors. The first floor features a spacious living room, formal dining room, kitchen, a convenient first-floor bedroom, another bedroom/den option and full bath with tub, and a large laundry area complete with three closet spaces—ideal for extensive storage needs. Side porch off the laundry area. Upstairs, there are four additional bedrooms, another full bathroom with shower, and a hallway room lined with closets, plus a walk-up attic offering even more potential for storage or future expansion. Outdoors, enjoy a wraparound covered porch—perfect for relaxing summer evenings. The expansive lawn offers room for gardening, play, or animals, and the oversized detached garage provides space for vehicles, tools, or a workshop. The lot is enhanced by mature trees and established perennials, creating a serene and picturesque setting. This home is a dream for anyone seeking space, character, and timeless beauty. Bring your vision and make it yours—Your opportunity is here!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,663/mo

Real estate (PITI + HOA + PMI)
$1,836
Principal + interest$1,213
Property tax + insurance$552
PMI / 2nd mortgage$71
Utilities
$1,616
Heating + cooling$660
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$2,663/mo TLC
Budget$5,000/mo
Remaining after TLC$2,337/mo
Purchase price
$189,000
Down payment
$9,450 (5%)
Loan amount
$179,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Farmhouse, HistoricAntique, TwoStory
Year built
1857
Lot size
0.95 ac
Stories
2
Heating
Oil, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,332
MLS #
R1622104
County
Otsego

At a glance

Basement
Garage (2)

Home features

Appliances
DryerDishwasherElectricWaterHeaterGasOvenGasRangeRefrigeratorWasher
Interior
CeilingFansDenEatInKitchenSeparateFormalLivingRoomCountryKitchenBedroomOnMainLevel
Exterior
DirtDrivewayPrivateYardSeeRemarksPropaneTankLeased
Parking
DetachedGarage
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
Asphalt
Sewer
SepticTank

Lot features

CornerLot, Rectangular, RectangularLot

Schools

High
Schenevus Central

Neighborhood — 12155

MetricThis ZIPCountyUSA
Population1,40319,351,094299,088,112
Population Change Since199010.00%8.00%20.00%
Population Density23395
Male6929,381,926147,432,321
Female7109,969,168151,655,844
Never Married2714,946,39163,775,926
Married6857,166,701123,120,365
Separated461,159,67312,639,686
Widowed1081,110,24515,467,586
Divorced721,210,44823,075,029
Number Of House Hold5327,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age40.9936.5335.46
Median House Hold Income$37,783$49,847$48,276
Average House Hold Income$43,047$70,032$63,629
P C I$16,325$26,569$24,529
M D I$33,101$42,210$41,133
A T H E$39,689$54,185$50,898
S T R8.00%4.00%
W C J78.22%81.55%77.74%
(Zip) Code
12155

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/16/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.