CCertihomes
80 E Utica Street, Oswego, NY 13126

$154,900

5 beds 2 baths 2,262 sqft Built 19040 days on marketActive

About this home

Step into the potential of this early-century Colonial brimming with original charm and craftsmanship. Located in historic Oswego, this home offers a rare opportunity to restore and customize. From its classic layout to the character details only found in older builds, this property is ideal for those with a vision. While the home does require renovation to bring it to fully habitable condition, the bones are solid and the potential is undeniable. Whether you're looking to create your forever home, invest in a restoration project, or add value through strategic improvements, this property offers a canvas in a welcoming community. Enjoy the benefits of owning in Oswego—home to SUNY Oswego, beautiful Lake Ontario views, vibrant small-town culture, and growing local investment. Bring your tools and imagination—this is where opportunity meets character.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,340/mo

Real estate (PITI + HOA + PMI)
$1,491
Principal + interest$994
Property tax + insurance$439
PMI / 2nd mortgage$58
Utilities
$1,604
Heating + cooling$639
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$2,340/mo TLC
Budget$5,000/mo
Remaining after TLC$2,660/mo
Purchase price
$154,900
Down payment
$7,745 (5%)
Loan amount
$147,155
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
1904
Lot size
0.0739 ac
Stories
2
Heating
Gas, HotWater, Radiators
Cooling
Water
Connected, Public
HOA
Annual tax
$2,455
MLS #
S1613854
County
Oswego

At a glance

Fireplace
Basement

Home features

Appliances
GasWaterHeater
Interior
SeparateFormalDiningRoomEntranceFoyerSeparateFormalLivingRoom
Exterior
ConcreteDriveway
Parking
NoGarage
Flooring
Hardwood, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/17/2025. Provided courtesy of eXp Realty via Buffalo MLS. Information deemed reliable but not guaranteed.