CCertihomes
218 S Rutland Street, Watertown City, NY 13601

$127,000

3 beds 2 baths 1,268 sqft Built 190031 days on marketActive

About this home

Welcome to this beautifully updated 3-bedroom, 1-bath home offering 1, 268 square feet of comfortable living space. Perfectly situated near the scenic Thompson Park, this charming property combines modern updates with a welcoming layout designed for daily ease. Enter to discover a spacious living room filled with natural light—ideal for relaxing or hosting. Recently remodeled, the home features new flooring throughout, fresh paint, and upgraded ceiling fans that add both style and function. The kitchen boasts stainless steel appliances and ample counter space, making meal prep feel a bit more like fun rather than a weekday chore. Enjoy the convenience of first-floor laundry, and appreciate generously sized bedrooms, including a primary bedroom filled with cozy potential. Whether you're sipping coffee in the morning or winding down in the evening, the easy flow between rooms enhances a sense of comfort. The outdoors call just beyond your doorstep, with Thompson Park less than a mile away—perfect for morning activities, weekend picnics, or outdoor recreation. With updates that speak to both style and substance, this home is ready to welcome you. Whether you’re a first-time buyer or simply looking to move into a space that doesn’t require a to-do list the size of a novel, this just might be the one. Come see what living made easy looks like!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,736/mo

Real estate (PITI + HOA + PMI)
$1,178
Principal + interest$815
Property tax + insurance$315
PMI / 2nd mortgage$48
Utilities
$1,029
Heating + cooling$365
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,736/mo TLC
Budget$5,000/mo
Remaining after TLC$3,264/mo
Purchase price
$127,000
Down payment
$6,350 (5%)
Loan amount
$120,650
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1900
Lot size
0.0313 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$1,778
MLS #
S1623301
County
Jefferson

At a glance

Basement

Home features

Appliances
DishwasherElectricOvenElectricRangeGasWaterHeaterMicrowaveRefrigerator
Interior
EatInKitchenSeparateFormalLivingRoom
Parking
NoGarageNoDriveway
Flooring
Hardwood, Laminate, Tile, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/17/2025. Provided courtesy of eXp Realty via Buffalo MLS. Information deemed reliable but not guaranteed.