CCertihomes
486 20th Street, Niagara Falls, NY 14303

$89,000

4 beds 1 baths 1,356 sqft Built 192030 days on marketActive

About this home

Charming 2-story home with versatile potential! This updated property features a small storefront space—perfect for a home office, family room, or extra storage. Inside, you'll find a beautifully updated kitchen, newer flooring throughout, and fresh paint that gives the home a bright, clean feel. A great opportunity for comfortable living with added functionality!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,351/mo

Real estate (PITI + HOA + PMI)
$783
Principal + interest$571
Property tax + insurance$179
PMI / 2nd mortgage$33
Utilities
$1,014
Heating + cooling$355
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$1,351/mo TLC
Budget$5,000/mo
Remaining after TLC$3,649/mo
Purchase price
$89,000
Down payment
$4,450 (5%)
Loan amount
$84,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1920
Lot size
0.0717 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$520
MLS #
B1623353
County
Niagara

At a glance

Basement

Home features

Appliances
GasWaterHeater
Interior
EatInKitchen
Parking
NoGarageNoDriveway
Flooring
Laminate, Tile, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14303

MetricThis ZIPCountyUSA
Population5,37019,351,094299,088,112
Population Change Since1990-21.00%8.00%20.00%
Population Density2,007395
Male2,5619,381,926147,432,321
Female2,8099,969,168151,655,844
Never Married1,6574,946,39163,775,926
Married1,4757,166,701123,120,365
Separated2781,159,67312,639,686
Widowed4881,110,24515,467,586
Divorced5211,210,44823,075,029
Number Of House Hold2,3797,102,016111,826,380
Average House Hold Size2.232.642.60
Medial Age38.3836.5335.46
Median House Hold Income$23,250$49,847$48,276
Average House Hold Income$30,147$70,032$63,629
P C I$13,975$26,569$24,529
M D I$21,555$42,210$41,133
A T H E$32,005$54,185$50,898
S T R8.00%4.00%
W C J76.48%81.55%77.74%
(Zip) Code
14303

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/17/2025. Provided courtesy of REMAX North via Buffalo MLS. Information deemed reliable but not guaranteed.