CCertihomes
38 Lake Street, Harpersfield, NY 12167

$3,900

3 beds 3 baths 1,850 sqft Built 19020 days on marketActive

About this home

Welcome to 38 Lake Street, a beautifully renovated Victorian cottage in Stamford, NY's prestigious Granthurst Park neighborhood. This furnished home - available for long-term rental - offers the best of both worlds: timeless architectural charm paired with thoughtful, modern updates for comfortable living year-round. The wraparound stone porch invites you into the first floor. Through the entryway, you'll find the spacious living room with multiple sitting areas and a beautiful stacked fieldstone hearth and new Norwegian Jotul wood stove. The front room offers space for dining in the curved nook and also room for an office or additional lounging space. Rounding out the first floor is the spectacular chef's kitchen with top of the line finishes and appliances including Nostalgie LP range, three stainless steel LG Column cold storage units plus freezer and dishwasher Up the staircase, you'll find the three spacious and sun filled bedrooms each of which include unique dome or turret features adding to the charm. There are also two fully renovated bathrooms on this floor for added convenience. The layout of the upstairs bedrooms are ideal anyone expecting friends or family periodically coming to visit. One bedroom has its own full bathroom with an over-sized marble shower room across the hall, while on the other side of the home the other two guest rooms share another full bath featuring a clawfoot soaking tub. Located in Stamford, New York - this home offers convenient village life with easy access to nature. Enjoy the generous front yard and fire pit - or if you want to explore, the village is home to cute restaurants and shops like Stamford Coffee, Catskill Outpost, and Solinsky's, as well as a grocery store, library and new multi-million dollar public pool. Nearby are also the Stamford Golf Course, the 26-mile Catskill Scenic Rail Trail, the headwaters at the Delaware River and some of the best hiking and fishing the Catskills have to offer. Nearby towns like Delhi, Roxbury and Cooperstown are 45 minutes away, 30-40 mins to skiing, an hour and 15 minutes to the Albany. All this and only 2 hours 45 minutes to the GWB in NYC.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$836/mo

Real estate (PITI + HOA + PMI)
$112
Principal + interest$25
Property tax + insurance$86
PMI / 2nd mortgage$1
Utilities
$1,260
Heating + cooling$477
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$836/mo TLC
Budget$5,000/mo
Remaining after TLC$4,164/mo
Purchase price
$3,900
Down payment
$195 (5%)
Loan amount
$3,705
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage
Year built
1902
Lot size
0.5 ac
Stories
0
Heating
ForcedAir
Cooling
Water
HOA
Annual tax
MLS #
R1623390
County
Delaware

At a glance

Fireplace
Basement

Home features

Exterior
GravelDriveway

Neighborhood — 12167

MetricThis ZIPCountyUSA
Population2,05119,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density35395
Male1,0019,381,926147,432,321
Female1,0509,969,168151,655,844
Never Married4364,946,39163,775,926
Married8997,166,701123,120,365
Separated1171,159,67312,639,686
Widowed1511,110,24515,467,586
Divorced1471,210,44823,075,029
Number Of House Hold8117,102,016111,826,380
Average House Hold Size2.432.642.60
Medial Age44.4836.5335.46
Median House Hold Income$36,403$49,847$48,276
Average House Hold Income$47,833$70,032$63,629
P C I$19,555$26,569$24,529
M D I$32,112$42,210$41,133
A T H E$42,488$54,185$50,898
S T R8.00%4.00%
W C J72.66%81.55%77.74%
(Zip) Code
12167

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/17/2025. Provided courtesy of COMPASS Greater NY LLC via Buffalo MLS. Information deemed reliable but not guaranteed.